"Helping¹ the elderly" insurance became available for purchase on Alibaba's payment platform Alipay recently. The insurance costs 3 yuan a year ($0.47) and pays up to 20,000 yuan to cover legal fees should the insured be involved in a dispute over whether they provided assistance to a senior citizen after a fall or were the cause of the fall. 

阿里巴巴旗下支付平台支付宝近期推出“扶老人险”。用户支付3元，一年期间，若被保险人遇到因帮助跌倒老人后导致被误认为是肇事者等纠纷，最高可获得2万元的法律诉讼费用。

 

“扶老人险”（"helping the elderly" insurance）为我国的保险市场又增加了一个“无奈险种”。“扶老人险”的推出引发网友热议，有人认为此举可以帮助好心人讨回公道，而有人则认为这并不能解决根本问题，反而可能会助长“讹人”之风（encourage such extortion）。