金融英语:询问牡丹卡(对话二)_金融英语

金融英语:询问牡丹卡(对话二)

文章来源：文章作者：发布时间：2007-05-22 00:57 字体： [大中小]　进入论坛

(单词翻译:双击或拖选)

　　A:How can I get the benefits from a personal credit card?

　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.

　　A:Is it convenient to use?

　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending¹ and funds allocating,etc.

　　A:Can I buy things with it?

　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.

　　A:What should I do if I am in bad need of funds?

　　B:You are relieved on the spot by using the credit borrowing functions of the Pony² Card and obtain certain overdrafts³.

　　A:That's good.

　　B:Try a Peony Card.

　　A:个人信用卡有什么好处吗？

　　B:首先，使用信用卡比使用现金节省开支。是家庭理财的好帮手。此外，发卡机构对信用卡存款计付利息。

　　A:它使用方便吗？

　　B:当然啦。ATM机提供24小时自助服务。支取现金、查询账户、修改密码、划拨资金等业务操作便利。

　　A:我可以用它来购物吗？

　　B:可以啊。只需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。

　　A:如果我急需资金该怎么办呢？

　　B:您可以利用牡丹卡的信用借款功能获取一定的透支便利，以解燃眉之急。

　　A:那太好了。

　　B:办一张牡丹卡试试。
　　

　　A:What benefits do the Peony Credit Card have for personal cardholders?

　　B:You can purchase first and pay later.

　　A:Is that so?

　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment⁴ payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.

　　A:How could I do when there is no funds in my card?

　　B:Don't worry about it.There is minimum debit⁵ amount which may be outstanding on your Peony Card for purchase use.

　　A:Then,how much can I overdraw⁶ from my personal ordinary card?

　　B:5,000 to 20,000 yuan price range are available for you to choose.

　　A:That's enough.

　　B:Get a Peony Card as soon.

　　A:牡丹信用卡对个人有什么好处呢？

　　B:您可以先购物后付款。

　　A:是这样吗？

　　B:是的。在城区，几乎所有大中型的商场、超市，宾馆饭店都为牡丹卡成员提供分期付款服务。作为持卡人，您可以根据需要选择。

　　A:如果卡上没钱该怎么办呢？

　　B:不必担心。您卡上有最低信用额度供您购物。

　　A:那么我的这张普通卡能透支多少钱呢？

　　B: 商品金额5,000元至20,000元供您选择。

　　A:这就够了。

　　B:赶紧办一张牡丹信用卡片

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收听单词发音

1 amending
改良，修改，修订( amend的现在分词 )；改良，修改，修订( amend的第三人称单数 )( amends的现在分词 )
参考例句：
Amending acts in 1933,1934, and 1935 attempted to help honest debtors rehabilitate themselves. 一九三三年，一九三四年和一九三五年通过的修正案是为了帮助诚实的债务人恢复自己的地位。 Two ways were used about the error-amending of contour curve. 采用两种方法对凸轮轮廓曲线进行了修正。

2 pony
adj.小型的；n.小马
参考例句：
His father gave him a pony as a Christmas present.他父亲给了他一匹小马驹作为圣诞礼物。 They made him pony up the money he owed.他们逼他还债。

3 overdrafts
透支，透支额( overdraft的名词复数 )
参考例句：
Can the Direct Deposit Advance Service be used to prevent overdrafts? 直接存款预支服务可用来防止透支？ Debt represents bank loans and overdrafts less cash and deposits with banks. 债项指银行贷款及透支减现金及银行存款。

4 installment
n.(instalment)分期付款；(连载的)一期
参考例句：
I shall soon pay the last installment of my debt.不久我将偿付我的最后一期债款。 He likes to buy things on the installment plan.他喜欢用分期付款法购买货物。

5 debit
n.借方，借项，记人借方的款项
参考例句：
To whom shall I debit this sum?此款应记入谁的账户的借方？ We undercharge Mr.Smith and have to send him a debit note for the extra amount.我们少收了史密斯先生的钱，只得给他寄去一张借条所要欠款。

6 overdraw
n.透支，超支
参考例句：
Borrow write down card to be not had overdraw function.借记卡不具备透支功能。 Overdraw will indicate how much of the screen is consuming overdraw time.透支模式将显示屏幕消耗的透支时间。

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