金融英语阅读:家居装修贷款
文章来源: 文章作者: 发布时间:2008-11-04 06:08 字体: [ ]  进入论坛
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金融英语阅读:家居装修贷款

Loans for refurbishing houses refer to Renminbi consumer loans granted by the lender to borrowers to facilitate their own house refurbishing. The length of maturity1 of a loan for refurbishing houses is usually one to three years, with the longest not exceeding five years inclusive. The specific length of maturity depends on the nature of the borrower. The corresponding lending rate stipulated2 by the People's Bank of China applies to that on loans for refurbishing houses. If the length of maturity is within one year inclusive, interest amount shall be computed3 in accordance with the contracted interest rate, and the interest rate shall remain unchanged in case of adjustment of the legal interest rate; if the term is over one year, the interest rate shall be subject to interest rate adjustment, if any, made by the People's Bank of China. The ceiling of a loan for refurbishing houses shall not exceed 80% of the total house refurbishing amount.

家居装修贷款是指贷款人向借款人发放的用于借款人自用家居装修的人民币消费贷款。家居装修贷款期限一般为一至三年,最长不超过五年(含五年),具体期限根据借款人性质分别确定。家居装修贷款利率执行中国人民银行规定的相应档次贷款利率。贷款期限在一年以内(含一年),按合同约定利率计息,遇法定利率调整时,利率不变;贷款期限在一年以上的,遇法定利率调整,则按人民银行关于利率调整的规定进行利率调整。   家居装修贷款的最高金额不得超过家居装修工程总额的80%。



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1 maturity 47nzh     
n.成熟;完成;(支票、债券等)到期
参考例句:
  • These plants ought to reach maturity after five years.这些植物五年后就该长成了。
  • This is the period at which the body attains maturity.这是身体发育成熟的时期。
2 stipulated 5203a115be4ee8baf068f04729d1e207     
vt.& vi.规定;约定adj.[法]合同规定的
参考例句:
  • A delivery date is stipulated in the contract. 合同中规定了交货日期。
  • Yes, I think that's what we stipulated. 对呀,我想那是我们所订定的。 来自辞典例句
3 computed 5a317d3dd3f7a2f675975a6d0c11c629     
adj.[医]计算的,使用计算机的v.计算,估算( compute的过去式和过去分词 )
参考例句:
  • He computed that the project would take seven years to complete. 他估计这项计划要花七年才能完成。 来自《简明英汉词典》
  • Resolving kernels and standard errors can also be computed for each block. 还可以计算每个块体的分辨核和标准误差。 来自辞典例句
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