英国居民还清房贷的年龄延长至85岁

Nationwide is raising its age limit for people paying off mortgages by 10 years to 85, in the latest sign of the impact of rising house prices on buyers.

 

英国房价上涨的影响再显现：全英房屋抵押贷款协会近日将英国居民还清房贷的年龄上限延长了10年，至85岁。

 

The building society said the increase was due to "growing demand", and the limit would be in force from July.

 

It means a 60-year-old could take out a 25-year mortgage as long as they prove they can afford the repayments¹.

 

The move comes as Halifax increases its age limit for mortgages from 75 to 80 from Monday.

 

There have been calls for the industry to do more to help older buyers after tougher mortgage checks, introduced in the wake of the financial crisis, have made it harder for middle-aged² people to get a home loan.

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