名词解释：个人住房加按揭贷款_金融英语

名词解释：个人住房加按揭贷款

文章来源：文章作者：发布时间：2007-05-12 07:45 字体： [大中小]　进入论坛

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Personal housing additional mortgage loan means a loan lent by ICBC to any existing personal housing loan client for its house purchase and household consumption taking the former loan collateral¹ as a security.
　　个人住房加按揭贷款是指对工行现有个人住房贷款客户发放的以原贷款抵押物为担保的用于购买住房及家居消费的贷款

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1 collateral
adj.平行的；旁系的；n.担保品
参考例句：
Many people use personal assets as collateral for small business loans.很多人把个人财产用作小额商业贷款的抵押品。 Most people here cannot borrow from banks because they lack collateral.由于拿不出东西作为抵押，这里大部分人无法从银行贷款。

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