保险资产管理公司管理暂行规定_法律英语

保险资产管理公司管理暂行规定

文章来源：文章作者：发布时间：2007-07-02 02:23 字体： [大中小]　进入论坛

(单词翻译:双击或拖选)

中国保险监督管理委员会第2号

颁布日期：20040425 　实施日期：20040425 　颁布单位：中国保险监督管理委员会

　　Ordinance¹ No.2 issued on 21st April 2004）

　　Reviewed and approved at the China Insurance Regulatory Committee Chairman Meeting on December 8th， 2003， Provisional Regulations on the Administration of Insurance Asset Management Companies is now promulgated² and shall come into effect as of June 1st， 2004.

　　Chairman

　　April 21st， 2004

　　Provisional Regulations on the Administration of Insurance Asset Management Companies

　　Chapter I

　　General Provisions

　　Article 1

　　These Regulations are formulated³ in accordance with the Insurance Law of the People's Republic of China （hereinafter referred to as the “Insurance Law”） and the Company Law of the People's Republic of China for the purposes of strengthening the supervision⁴ and regulation of insurance asset management companies， preventing insurance fund managing risks， and protecting the legitimate⁵ rights and interests of insurance companies and insurance asset management companies.

　　Article 2

　　The China Insurance Regulatory Committee （hereinafter referred to as the “CIRC”） is authorized⁷ by the State Council to perform supervisory and regulatory responsibilities over insurance asset management companies.

　　Article 3

　　“Insurance asset management company” refers to a financial institution that is approved by the CIRC in collaboration⁸ with other relevant authorities， legally registered， and trusted with the responsibility to manage insurance funds.

　　“Insurance funds” refers to insurance companies' various insurance reserves， capital， working capital， public reserve， undistributed profit， and other liabilities， as well as various assets generated from the aforementioned funds.

　　Article 4

　　The insurance company that entrusts¹⁰ an asset management company to manage its insurance funds shall abide¹¹ by the Insurance Law and related regulations made by the CIRC， follow the principles of willingness， fairness， and honesty， and may not infringe¹² upon any national interest or public good.

　　Article 5

　　An insurance asset management company shall， in managing insurance funds， abide by the Insurance Law and related regulations of the CIRC and shoulder the duties of being honest， credible¹³， prudential and diligent¹⁴.

　　Chapter II

　　Establishment， Alternation and Termination

　　Article 6

　　The establishment of an insurance asset management company shall be subjected to the approval of the CIRC and other relevant authorities.

　　Article 7

　　An insurance asset management company shall take the following organization forms：

　　1. Limited Liability Company

　　2. Company Limited by Shares

　　Article 8

　　To establish an insurance asset company， at least one of the shareholders¹⁶ or founders¹⁷ shall be an insurance company or an insurance holding （group） company， which satisfies the following requirements：

　　1. It has engaged in the insurance business for at least 8 years；

　　2. No record of administrative¹⁸ penalty has been imposed on it in the last 3 years as a result of violating fund management regulations；

　　3. It must have no less than RMB 1 billion as net assets； it must have no less than RMB 5 billion as total assets， and in the case of a holding （group） company and life insurance company， its total assets must not be lower than RMB 10 billion；

　　4. Meeting the CIRC's solvency¹⁹ requirements；

　　5. It must have a sound corporate²⁰ governance structure and internal control system；

　　6. It must have established a department for assets and liabilities matching and a risk control department and it must have a complete investment information management system；

　　7. The assets used and managed by its fund management department shall not be lower than 50 percent of its total assets or， in the case of a life insurance company， not less than 80 percent of its total assets；

　　8. Other requirements stipulated²² by the CIRC.

　　Article 9

　　The total shareholding²³ of domestic insurance companies in an insurance asset management company shall not be less than 75 percent.

　　A domestic insurance company hereof refers to an insurance company or insurance holding （group） company that is set up with approval from the CIRC and is duly registered with legal person status.

　　Article 10

　　The registered capital of an insurance asset management company shall not be less than RMB 30 million or an equivalent amount in a freely convertible²⁴ currency； its registered capital shall be paid-in currency capital.

　　The registered capital of an insurance asset management company shall not be less than one thousandth of the insurance funds under its management. Those who do not satisfy this minimum registered capital requirement shall increase their capital correspondingly. However， for those whose registered capital is in excess of RMB 500 million， this requirement does not apply.

　　Article 11

　　To establish an insurance asset management company， the applicant²⁵ shall submit a written application to the CIRC， together with the following documents：

　　1. A letter of application for establishment；

　　2. A feasibility study report and a preparation plan for the company to be established；

　　3. Fundamental materials of the shareholders， including the name or designation of the shareholders， legal representative， form of organization， registered capital， scope of operation， qualification certification documents， the most recent year's balance sheet， and profit and loss account that has been audited²⁶ by an accounting²⁷ firm；

　　4.Certification documents， balance sheet（s）， and profit and loss account（s） of the previous 3 years of the shareholders satisfying the condition set out in Article 8； The balance sheet（s） and the profit and loss account（s） must be audited by accounting firms；

　　5. Name list and resume（s） of the leader（s） of the company to be established；

　　6. Letter（s） of intent on capital contribution or share subscription²⁸ agreement（s）；

　　7. Other materials required by the CIRC.

　　Article 12

　　Within 3 months after receiving a complete set of application documents， the CIRC and other relevant authorities under the State Council， shall conduct a preliminary review of the application and make a decision as to whether or not to grant approval； in case no approval is granted， the CIRC shall inform the applicant of the decision in writing and explain the reason.

　　Article 13

　　The applicant shall complete the preparation within 6 months after receiving the approval. Where the applicant fails to do so within the prescribed period， the preparatory period can be extended by 3 months by application of the applicant and with the CIRC‘s approval. Where the preparation is still not completed within the extended period， the original approval document issued by the CIRC shall become void automatically.

　　The preparing body may not engage in any commercial activities during the preparation period.

　　Article 14

　　After completion of the preparatory work， the applicant shall submit an application for operation and the following documents to the CIRC：

　　1. An application letter for operation；

　　2. Capital verification issued by a legal capital verifying agency and a photocopy²⁹ of capital accounting voucher³⁰ evidencing payment of the registered capital；

　　3. A name list and resumes of the proposed senior managerial personnel and major personnel；

　　4. A Certificate of ownership right or right of use of the business premises³¹；

　　5. Articles of Association and internal management system；

　　6. Materials about information management system， fund management transaction equipment， and security equipment；

　　7. Other documents required by the CIRC.

　　Article 15

　　Within 20 days after receiving a complete set of application documents for an insurance asset management company's operation， the CIRC shall decide， whether or not to grant approval； in case the application is approved， a license³² for conducting insurance asset management business shall be issued； in case the application is disapproved³³， the CIRC shall inform the applicant of the decision in writing and explain the reason.

　　Article 16

　　An insurance asset management company shall apply to the CIRC for establishment of branch offices and submit the following documents to it：

　　1. A letter of application for establishment

　　2. The scope of business of the proposed organization；

　　3. A business plan and market analysis for the next three years；

　　4. Resume（s） and related certification documents of the leader（s） of the preparation of the planned organization；

　　5. Materials about information system， fund management transaction equipment， and security equipment.

　　Article 17

　　The CIRC shall conduct a preliminary review of the insurance asset management company's application for establishment of branch offices and shall decide within 20 days after receiving the complete application documents， whether or not to grant approval； in case no approval is granted， the CIRC shall inform the applicant in writing of the decision and explain the reason.

　　Article 18

　　The applicant shall complete the preparation within 3 months of its receipt of the approval for establishment of branch offices. Where the applicant fails to do so within the prescribed period， the original approval document issued by the CIRC shall become void automatically.

　　The preparing body may not be engaged in any commercial activities during the preparation period.

　　Article 19

　　Upon completion of the preparatory work of the establishment of branch offices， the applicant shall submit an application for operation to the CIRC， together with the following documents：

　　1. An application for operation；

　　2. A progress report of the preparation work；

　　3. The scope of business；

　　4. Resume（s） and related certification documents of the leader（s） of the planned organization；

　　5. Certificate of right of use or ownership right of the business premises；

　　6. Materials about information management system， fund management transaction equipment， and security equipment；

　　7. Materials about the internal organization structure and the personnel.

　　Article 20

　　Within 20 days after receiving a complete set of application documents for an insurance asset management company's operation， The CIRC shall decide whether or not to grant approval； in case the application is approved， a license for conducting insurance asset management business shall be issued to the branch office； in case the application is disapproved， the CIRC shall inform the applicant of the decision in writing and explain the reason.

　　Article 21

　　Upon approval of the application for operation， with the approval document and the license for conducting insurance asset management business， the insurance asset management company or the branch offices of the insurance asset management company shall proceed to register at the administration department of industry and commerce and obtain a business license for operation commencement.

　　Article 22

　　The CIRC shall uniformly design， print， issue， withhold³⁴， revoke³⁵， and withdraw the Permit for Insurance Asset Management Business. Other agencies or individuals are not allowed to design， print， issue， withhold， revoke or withdraw the said Permit.

　　Article 23

　　The senior managerial personnel of an insurance asset management company shall satisfy the following requirements：

　　1. A Bachelor's degree or above；

　　2. 10 years or more work experience in economic fields or 5 years or more work experience in finance， insurance， or securities；

　　3. No record of criminal conviction or administrative penalty for violation³⁶ of economic rules or regulations；

　　4. Other requirement specified³⁷ by the CIRC.

　　The senior managerial personnel of an insurance asset management company may not take a part-time job at any other business， unless specified otherwise by the CIRC.

　　Article 24

　　Under the following circumstances， an insurance asset management company shall report to and seek approval from the CIRC：

　　1. Change of Articles of Association；

　　2. Change of capital contributors or the shareholder¹⁵ who hold 10 percent or more of the company shares；

　　3. Adjustment of the scope of business；

　　4. Termination of branch offices；

　　5. Change of business premises；

　　6. Change of senior managerial personnel.

　　Article 25

　　If an insurance asset management company undergoes legal dissolution， is closed down or terminated by declared bankruptcy³⁸， the insurance funds under its management shall not be included as part of the liquidation³⁹ assets.

　　Article 26

　　Upon legal dissolution of an insurance asset management company， a liquidation team shall be set up. The liquidation shall be supervised and guided by the CIRC.

　　In case that an insurance asset company is closed down according to law， the CIRC shall organize the shareholders， relevant authorities， and other specialists to set up a liquidation team on a timely basis.

　　Upon declared bankruptcy of an insurance asset management company， the people's court shall organize a liquidation team in accordance with law.

　　Article 27

　　The liquidation team shall notify the creditors⁴⁰ within 10 days after setting up， and shall bulletin at least 3 times in the CIRC-specified newspapers within 60 days after setting up. The content of the public notice shall be subjected to the CIRC's approval.

　　The liquidation team shall entrust⁹ specialized⁴¹ intermediaries such as accredited⁴² accounting firms to appraise⁴³ the company's rights， liabilities， and assets.

　　Article 28

　　In cases of legal dissolution， closedown， or declared bankruptcy of an insurance asset management company， the liquidation of its assets and treatment of its rights and liabilities shall be carried out in accordance with relevant laws and regulations.

　　Chapter III

　　Scope of Business and Rules for Operation

　　Article 29

　　The scope of business of an insurance asset management company includes all or part of the following：

　　1. To manage and utilize⁴⁴ the insurance funds entrusted⁴⁵ by its shareholders in RMB or foreign currency；

　　2. To manage and utilize the fund entrusted by insurance company controlled by its shareholders；

　　3. To manage and utilize self-possessed funds in RMB or foreign currency；

　　4. Other types of business approved by the CIRC；

　　5. Types of business approved by other authorities of the State Council.

　　Article 30

　　The management and utilization⁴⁶ of the insurance funds is limited to bank deposits， buying and selling of governmental bonds， financial bonds， and other fund utilization forms prescribed by the State Council.

　　Article 31

　　An insurance asset management company shall report to and seek approval from the State Administration of Foreign Exchange for foreign exchange fund management and other foreign exchange businesses.

　　Article 32

　　The total investment ratio of the same investment channel and the investment ratio of the single investment target between an insurance asset management company's self-possessed fund and the entrusted funds shall be calculated separately.

　　The total investment ratio of the same investment channel and the investment ratio of the single investment target between an insurance companies' funds entrusted to other agencies and the self-managed funds shall be integrated separately.

　　Article 33

　　An insurance company and its entrusted insurance asset management company shall appoint an independent custodian⁴⁷.

　　The custodian shall be a commercial bank or specialized financial institutions meeting the requirements of the CIRC.

　　Article 34

　　The following funds shall be separately managed and accounted by different investment managers of the insurance asset management company：

　　1. Self-possessed funds and the insurance funds entrusted for management；

　　2. Different kinds of insurance funds entrusted for management from the same insurance company.

　　An insurance asset management company shall treat all the different insurance funds under its management equally.

　　Article 35

　　An insurance asset management company shall put any asset generated from the utilization， disposal， or others forms of management of the insurance funds into the insurance funds.

　　Aside from the remuneration specified in the relevant contract， any interests that an insurance asset management company acquired by means of the entrusted insurance funds shall be put into the insurance funds.

　　Article 36

　　A written contract shall be signed when an insurance asset management company is entrusted to manage insurance funds or when a custodian is entrusted to manage insurance funds.

　　The content and format²¹ of the written contract shall be included in a separate document issued by the CIRC.

　　Article 37

　　An insurance asset management company collects management fees according to contract and shall report the collection to the CIRC.

　　The rate of management fees shall be decided⁴⁸ in accordance with the principles of fairness and rationality.

　　The CIRC may issue standards for the insurance asset management fees rate.

　　Article 38

　　An insurance asset management company shall not have the following behaviors：

　　1. Providing any security；

　　2. Promising⁴⁹ a minimal⁵⁰ return on the entrusted funds or that the entrusted funds shall not suffer any loss；

　　3. Entrusting⁵¹ another party to manage the insurance funds under its management；

　　4. Using the entrusted insurance funds to seek interests for a third party；

　　5. Conducting fund management transactions with shareholders or the insurance company that entrusts the fund for management， or manipulating entrusted funds from different sources to conduct such transactions；

　　6. Conspiring⁵² with the trustor to seek illegal interests in the name of asset management fees or by other means；

　　7. Other conducts forbidden by the relevant State law， regulations， or by regulatory authorities.

　　Article 39

　　Any loss of the insurance funds due to an insurance management company's violation of the State regulations or contract provisions shall be borne and indemnified by the insurance asset management company. Before the indemnification of the loss is made， no asset management fee may be collected.

　　Article 40

　　The complete record of the insurance asset management company's management of the insurance funds and the contract of entrusting the insurance funds for management shall be kept for more than 15 years.

　　Article 41

　　An insurance asset management company shall regularly or in accordance with the contract provisions report the management， utilization， disposal， and balance of the entrusted insurance funds.

　　The trustor is entitled to check， take notes， or copy the accounts and other documents related to its entrusted insurance funds and to ask for an explanation from the trustee.

　　Article 42

　　The year-end financial statements for an insurance asset management company's self-possessed funds and the entrusted insurance funds shall be audited by accounting firms.

　　Article 43

　　An insurance asset management company and the insurance funds custodians⁵³ have a legal obligation of confidentiality⁵⁴ for the information of the trustor and the insurance fund management.

　　Article 44

　　An insurance asset management company must not offset⁵⁵ the rights arising from the entrusted funds during the course of management and disposal against the liabilities arising from its self-possessed assets.

　　An insurance asset management company must not offset the rights and liabilities arising from the management and disposal of insurance funds entrusted by different parties against each other.

　　In case of civil disputes between an insurance asset management company and other social organizations or individuals， the entrusted insurance funds shall not be detained， frozen， liquidized， etc.

　　Chapter IV

　　Risk Control and Supervisory Management

　　Article 45

　　An insurance asset management company shall establish a complete corporate governance structure and effective internal control mechanism⁵⁶， set up an investment decision-making department and risk control department， and put into place the restriction⁵⁷ mechanism of mutual⁵⁸ supervision.

　　Article 46

　　An insurance asset management company shall strengthen its construction of information technology system and set up a complete information management system for investment decision-making， fund management， and financial accounting.

　　An insurance asset management company shall have security measures matching its business operation.

　　Article 47

　　An insurance asset management company shall set up a supervisory committee in accordance with relevant regulations.

　　The trustor may send supervisory personnel to the insurance asset management company entrusted of the insurance funds. On behalf of the trustor， the supervisory personnel supervise（s） the performance of the insurance asset management company on contract implementation⁵⁹， but they may not interfere⁶⁰ with the normal operation of the company.

　　Article 48

　　An insurance asset management company is entitled to attend the meetings of associated insurance company's department of assets and liabilities matching.

　　Article 49

　　Within 20 days after signing the insurance funds management contract and the custodian contract， the insurance asset management company shall submit a photocopy of the said contracts to the CIRC.

　　Article 50

　　An insurance asset management company shall， in accordance with the CIRC's regulations， submit relevant documents and other materials such as a balance sheet， profit and loss accounts， business statistics， financial analysis report， etc. to the CIRC.

　　The content and format of the aforementioned documents shall be promulgated separately by the CIRC.

　　Article 51

　　The CIRC's supervision and inspection⁶¹ of an insurance asset management company shall be a combination of on-site and off-site supervision.

　　The CIRC may authorize⁶ specialized intermediaries such as an accounting firm to conduct the inspection of the insurance asset management companies.

　　Article 52

　　For insurance companies and insurance asset management companies that are in violation of these Regulations and relevant laws and regulations， the CIRC shall， in accordance with the Insurance Law and relevant administrative laws and regulations， impose administrative penalty on the said companies， their senior managerial personnel， and the directly responsible personnel.

　　Chapter V

　　Supplementary⁶² Provision

　　Article 53

　　These Regulations shall come into effect as of 1st June 2004.

点击

收听单词发音

1 ordinance
n.法令；条令；条例
参考例句：
The Ordinance of 1785 provided the first land grants for educational purposes.1785年法案为教育目的提供了第一批土地。 The city passed an ordinance compelling all outdoor lighting to be switched off at 9.00 PM.该市通过一条法令强令晚上九点关闭一切室外照明。

2 promulgated
v.宣扬（某事物）( promulgate的过去式和过去分词 )；传播；公布；颁布（法令、新法律等）
参考例句：
Hence China has promulgated more than 30 relevant laws, statutes and regulations. 中国为此颁布的法律、法规和规章多达３０余项。来自汉英非文学 - 白皮书 The shipping industry promulgated a voluntary code. 航运业对自律守则进行了宣传。来自辞典例句

3 formulated
v.构想出( formulate的过去式和过去分词 )；规划；确切地阐述；用公式表示
参考例句：
He claims that the writer never consciously formulated his own theoretical position. 他声称该作家从未有意识地阐明他自己的理论见解。来自《简明英汉词典》 This idea can be formulated in two different ways. 这个意思可以有两种说法。来自《现代汉英综合大词典》

4 supervision
n.监督，管理
参考例句：
The work was done under my supervision.这项工作是在我的监督之下完成的。 The old man's will was executed under the personal supervision of the lawyer.老人的遗嘱是在律师的亲自监督下执行的。

5 legitimate
adj.合法的，合理的，合乎逻辑的；v.使合法
参考例句：
Sickness is a legitimate reason for asking for leave.生病是请假的一个正当的理由。 That's a perfectly legitimate fear.怀有这种恐惧完全在情理之中。

6 authorize
v.授权，委任；批准，认可
参考例句：
He said that he needed to get his supervisor to authorize my refund.他说必须让主管人员批准我的退款。 Only the President could authorize the use of the atomic bomb.只有总统才能授权使用原子弹。

7 authorized
a.委任的，许可的
参考例句：
An administrative order is valid if authorized by a statute.如果一个行政命令得到一个法规的认可那么这个命令就是有效的。

8 collaboration
n.合作，协作；勾结
参考例句：
The two companies are working in close collaboration each other.这两家公司密切合作。 He was shot for collaboration with the enemy.他因通敌而被枪毙了。

9 entrust
v.信赖，信托，交托
参考例句：
I couldn't entrust my children to strangers.我不能把孩子交给陌生人照看。 They can be entrusted to solve major national problems.可以委托他们解决重大国家问题。

10 entrusts
v.委托，托付( entrust的第三人称单数 )
参考例句：
It is the bank to which the seller entrusts the documents. 一方是托收银行，是受卖方的委托接收单据的银行。来自互联网 Mr. Thomas entrusts the Bank of Paris to pay money to us. 托马斯先生委托巴黎银行向我们付款。来自互联网

11 abide
vi.遵守；坚持；vt.忍受
参考例句：
You must abide by the results of your mistakes.你必须承担你的错误所造成的后果。 If you join the club,you have to abide by its rules.如果你参加俱乐部，你就得遵守它的规章。

12 infringe
v.违反，触犯，侵害
参考例句：
The jury ruled that he had infringed no rules.陪审团裁决他没有违反任何规定。 He occasionally infringe the law by parking near a junction.他因偶尔将车停放在交叉口附近而违反规定。

13 credible
adj.可信任的，可靠的
参考例句：
The news report is hardly credible.这则新闻报道令人难以置信。 Is there a credible alternative to the nuclear deterrent?是否有可以取代核威慑力量的可靠办法？

14 diligent
adj.勤勉的，勤奋的
参考例句：
He is the more diligent of the two boys.他是这两个男孩中较用功的一个。 She is diligent and keeps herself busy all the time.她真勤快，一会儿也不闲着。

15 shareholder
n.股东，股票持有人
参考例句：
The account department have prepare a financial statement for the shareholder.财务部为股东准备了一份财务报表。 A shareholder may transfer his shares in accordance with the law.股东持有的股份可以依法转让。

16 shareholders
n.股东( shareholder的名词复数 )
参考例句：
The meeting was attended by 90% of shareholders. 90%的股东出席了会议。 the company's fiduciary duty to its shareholders 公司对股东负有的受托责任

17 founders
n.创始人( founder的名词复数 )
参考例句：
He was one of the founders of the university's medical faculty. 他是该大学医学院的创建人之一。来自辞典例句 The founders of our religion made this a cornerstone of morality. 我们宗教的创始人把这看作是道德的基石。来自辞典例句

18 administrative
adj.行政的，管理的
参考例句：
The administrative burden must be lifted from local government.必须解除地方政府的行政负担。 He regarded all these administrative details as beneath his notice.他认为行政管理上的这些琐事都不值一顾。

19 solvency
n.偿付能力，溶解力
参考例句：
Fears about the solvency of the banks precipitated the great economic crash.对银行偿付能力出现恐慌更加速了经济的崩溃。 Their targets,including profitability ratios,solvency ratios,asset management ratios.其指标包括盈利比率、偿债能力比率、资产管理比率。

20 corporate
adj.共同的，全体的；公司的，企业的
参考例句：
This is our corporate responsibility.这是我们共同的责任。 His corporate's life will be as short as a rabbit's tail.他的公司的寿命是兔子尾巴长不了。

21 format
n.设计，版式；[计算机]格式，DOS命令:格式化(磁盘)，用于空盘或使用过的磁盘建立新空盘来存储数据；v.使格式化，设计，安排
参考例句：
Please format this floppy disc.请将这张软盘格式化。 The format of the figure is very tasteful.该图表的格式很雅致。

22 stipulated
vt.& vi.规定；约定adj.[法]合同规定的
参考例句：
A delivery date is stipulated in the contract. 合同中规定了交货日期。 Yes, I think that's what we stipulated. 对呀，我想那是我们所订定的。来自辞典例句

23 shareholding
n.股权
参考例句：
Shareholding commercial banks must exercise an independent system of board of directors. 股份制商业银行必须实行独立董事制度。来自互联网 Asset re-structuring: to conduct shareholding reform for high quality assets. 资产重组：对优质资产进行股份制改造。来自互联网

24 convertible
adj.可改变的，可交换，同意义的；n.有活动摺篷的汽车
参考例句：
The convertible sofa means that the apartment can sleep four.有了这张折叠沙发，公寓里可以睡下4个人。 That new white convertible is totally awesome.那辆新的白色折篷汽车简直棒极了。

25 applicant
n.申请人，求职者，请求者
参考例句：
He was the hundredth applicant for the job. 他是第100个申请这项工作的人。 In my estimation, the applicant is well qualified for this job. 据我看, 这位应征者完全具备这项工作的条件。

26 audited
v.审计，查账( audit的过去式和过去分词 )
参考例句：
The accounts have to be audited by a firm of external auditors. 这些账目必须由一家外聘审计员的公司来稽查。来自《简明英汉词典》 E. g. few if any charities collection publishes audited accounts. 例如很少义款收集有公布经过查核的帐目。来自互联网

27 accounting
n.会计，会计学，借贷对照表
参考例句：
A job fell vacant in the accounting department.财会部出现了一个空缺。 There's an accounting error in this entry.这笔账目里有差错。

28 subscription
n.预订，预订费，亲笔签名，调配法，下标（处方）
参考例句：
We paid a subscription of 5 pounds yearly.我们按年度缴纳5英镑的订阅费。 Subscription selling bloomed splendidly.订阅销售量激增。

29 photocopy
n.影印本；v.影印
参考例句：
The original reproduces clearly in a photocopy.原件复印得十分清晰。 What's wrong with the photocopy machine?复印机出了什么问题？

30 voucher
n.收据；传票；凭单，凭证
参考例句：
The government should run a voucher system.政府应该施行凭证制度。 Whenever cash is paid out,a voucher or receipt should be obtained.无论何时只要支付现金，就必须要有一张凭据或者收据。

31 premises
n.建筑物，房屋
参考例句：
According to the rules,no alcohol can be consumed on the premises.按照规定，场内不准饮酒。 All repairs are done on the premises and not put out.全部修缮都在家里进行，不用送到外面去做。

32 license
n.执照，许可证，特许；v.许可，特许
参考例句：
The foreign guest has a license on the person.这个外国客人随身携带执照。 The driver was arrested for having false license plates on his car.司机由于使用假车牌而被捕。

33 disapproved
v.不赞成( disapprove的过去式和过去分词 )
参考例句：
My parents disapproved of my marriage. 我父母不赞成我的婚事。来自《简明英汉词典》 She disapproved of her son's indiscriminate television viewing. 她不赞成儿子不加选择地收看电视。来自《简明英汉词典》

34 withhold
v.拒绝，不给；使停止，阻挡
参考例句：
It was unscrupulous of their lawyer to withhold evidence.他们的律师隐瞒证据是不道德的。 I couldn't withhold giving some loose to my indignation.我忍不住要发泄一点我的愤怒。

35 revoke
v.废除，取消，撤回
参考例句：
The university may revoke my diploma.大学可能吊销我的毕业证书。 The government revoked her husband's license to operate migrant labor crews.政府撤销了她丈夫管理外来打工人群的许可证。

36 violation
n.违反(行为)，违背(行为)，侵犯
参考例句：
He roared that was a violation of the rules.他大声说，那是违反规则的。 He was fined 200 dollars for violation of traffic regulation.他因违反交通规则被罚款200美元。

37 specified
adj.特定的
参考例句：
The architect specified oak for the wood trim. 那位建筑师指定用橡木做木饰条。 It is generated by some specified means. 这是由某些未加说明的方法产生的。

38 bankruptcy
n.破产；无偿付能力
参考例句：
You will have to pull in if you want to escape bankruptcy.如果你想避免破产，就必须节省开支。 His firm is just on thin ice of bankruptcy.他的商号正面临破产的危险。

39 liquidation
n.清算，停止营业
参考例句：
The bankrupt company went into liquidation.这家破产公司停业清盘。 He lost all he possessed when his company was put into liquidation.当公司被清算结业时他失去了拥有的一切。

40 creditors
n.债权人，债主( creditor的名词复数 )
参考例句：
They agreed to repay their creditors over a period of three years. 他们同意3年内向债主还清欠款。来自《简明英汉词典》 Creditors could obtain a writ for the arrest of their debtors. 债权人可以获得逮捕债务人的令状。来自《简明英汉词典》

41 specialized
adj.专门的，专业化的
参考例句：
There are many specialized agencies in the United Nations.联合国有许多专门机构。 These tools are very specialized.这些是专用工具。

42 accredited
adj.可接受的；可信任的；公认的；质量合格的v.相信( accredit的过去式和过去分词 )；委托；委任；把…归结于
参考例句：
The discovery of distillation is usually accredited to the Arabs of the 11th century. 通常认为，蒸馏法是阿拉伯人在11世纪发明的。 Only accredited journalists were allowed entry. 只有正式认可的记者才获准入内。

43 appraise
v.估价，评价，鉴定
参考例句：
An expert came to appraise the value of my antiques.一位专家来对我的古玩作了估价。 It is very high that people appraise to his thesis.人们对他的论文评价很高。

44 utilize
vt.使用，利用
参考例句：
The cook will utilize the leftover ham bone to make soup.厨师要用吃剩的猪腿骨做汤。 You must utilize all available resources.你必须利用一切可以得到的资源。

45 entrusted
v.委托，托付( entrust的过去式和过去分词 )
参考例句：
He entrusted the task to his nephew. 他把这任务托付给了他的侄儿。 She was entrusted with the direction of the project. 她受委托负责这项计划。来自《简明英汉词典》

46 utilization
n.利用，效用
参考例句：
Computer has found an increasingly wide utilization in all fields.电子计算机已越来越广泛地在各个领域得到应用。 Modern forms of agricultural utilization,have completely refuted this assumption.现代农业利用形式，完全驳倒了这种想象。

47 custodian
n.保管人，监护人；公共建筑看守
参考例句：
Benitez believes his custodian is among the top five in world football.贝尼特斯坚信他的门将是当今足坛最出色的五人之一。 When his father died his uncle became his legal custodian.他父亲死后，他叔叔成了他的法定监护人。

48 decided
adj.决定了的，坚决的；明显的，明确的
参考例句：
This gave them a decided advantage over their opponents.这使他们比对手具有明显的优势。 There is a decided difference between British and Chinese way of greeting.英国人和中国人打招呼的方式有很明显的区别。

49 promising
adj.有希望的，有前途的
参考例句：
The results of the experiments are very promising.实验的结果充满了希望。 We're trying to bring along one or two promising young swimmers.我们正设法培养出一两名有前途的年轻游泳选手。

50 minimal
adj.尽可能少的，最小的
参考例句：
They referred to this kind of art as minimal art.他们把这种艺术叫微型艺术。 I stayed with friends, so my expenses were minimal.我住在朋友家，所以我的花费很小。

51 entrusting
v.委托，托付( entrust的现在分词 )
参考例句：
St. Clare had just been entrusting Tom with some money, and various commissions. 圣？克莱亚刚交给汤姆一笔钱，派他去办几件事情。来自辞典例句 The volume of business does not warrant entrusting you with exclusive agency at present. 已完成的营业额还不足以使我方目前委托你方独家代理。来自外贸英语口语25天快训

52 conspiring
密谋( conspire的现在分词 )；搞阴谋；（事件等）巧合；共同导致
参考例句：
They were accused of conspiring against the king. 他们被指控阴谋反对国王。 John Brown and his associates were tried for conspiring to overthrow the slave states. 约翰·布朗和他的合伙者们由于密谋推翻实行奴隶制度的美国各州而被审讯。

53 custodians
n.看守人，保管人( custodian的名词复数 )
参考例句：
If we aren't good custodians for our planet, what right do we have to be here? 如果我们作为自己星球的管理者不称职我们还有什么理由留在这里？来自电影对白 Custodians primarily responsible for the inspection of vehicles, access, custody. 保管员主要负责车辆的验收、出入、保管。来自互联网

54 confidentiality
n.秘而不宣，保密
参考例句：
They signed a confidentiality agreement. 他们签署了一份保守机密的协议。 Cryptography is the foundation of supporting authentication, integrality and confidentiality. 而密码学是支持认证、完整性和机密性机制的基础。

55 offset
n.分支，补偿；v.抵消，补偿
参考例句：
Their wage increases would be offset by higher prices.他们增加的工资会被物价上涨所抵消。 He put up his prices to offset the increased cost of materials.他提高了售价以补偿材料成本的增加。

56 mechanism
n.机械装置；机构，结构
参考例句：
The bones and muscles are parts of the mechanism of the body.骨骼和肌肉是人体的组成部件。 The mechanism of the machine is very complicated.这台机器的结构是非常复杂的。

57 restriction
n.限制，约束
参考例句：
The park is open to the public without restriction.这个公园对公众开放，没有任何限制。 The 30 mph speed restriction applies in all built-up areas.每小时限速30英里适用于所有建筑物聚集区。

58 mutual
adj.相互的，彼此的；共同的，共有的
参考例句：
We must pull together for mutual interest.我们必须为相互的利益而通力合作。 Mutual interests tied us together.相互的利害关系把我们联系在一起。

59 implementation
n.实施，贯彻
参考例句：
Implementation of the program is now well underway.这一项目的实施现在行情看好。

60 interfere
v.(in)干涉，干预；(with)妨碍，打扰
参考例句：
If we interfere, it may do more harm than good.如果我们干预的话，可能弊多利少。 When others interfere in the affair,it always makes troubles. 别人一卷入这一事件，棘手的事情就来了。

61 inspection
n.检查，审查，检阅
参考例句：
On random inspection the meat was found to be bad.经抽查，发现肉变质了。 The soldiers lined up for their daily inspection by their officers.士兵们列队接受军官的日常检阅。

62 supplementary
adj.补充的，附加的
参考例句：
There is a supplementary water supply in case the rain supply fails.万一主水源断了，我们另外有供水的地方。 A supplementary volume has been published containing the index.附有索引的增补卷已经出版。

上一篇：深圳经济特区实施《中华人民共和国未成年人保护法》办法（第二次下一篇：关于外国企业在中华人民共和国境内从事建设工程设计活动的管理暂