刷卡消费因其独特的优点被越来越多的人们所喜爱，五一将又是一个刷卡高峰期。赶紧来看看有关信用卡credit card的表达吧！

首先让我们来了解一下一些常用信用卡的英文说法：

Peony Card 牡丹卡
Money-Link Card 灵通卡
Peony Debit¹ Card 牡丹借记卡
Peony International Card 牡丹国际卡
Peony Special Card 牡丹专用卡
The Great Wall Card 长城卡
Dragon Card 龙卡
Golden Spike² Card 金穗卡
VISA Card 维萨卡
Master Card 万事达卡
American Express Card 运通卡
Diners Club Card 大莱卡
JCB cards JCB卡

接下来就要知道How to Use a Credit Card信用卡的使用，我们来看一组会话实例：

Clerk: How do you do?

Customer: How do you do? I've opened a Peony Card account recently. Now I want to cash some money. How can I do it, please?

Clerk: You can use it to draw money from the ATM, but the withdrawal³ amount is limited within RMB 1000 each time. You can also use it at the counter to get much more money, if you want.（您可以用卡在自动柜员机上取现，但一次只能取1000元人民币。如果需要的话，在柜台上办理就可以取得更多。）

Customer: For what amount do you need authorization⁴?（多少金额以上需经过授权？）

Clerk: For any amount exceeding the line of credit we'll have to.（金额超过信用额度均需经过授权.）

Customer: How about paying my expenses with the card?（那用卡进行消费呢？）

Clerk: You don't need to get authorization if your expenses are in line with the credit given by the issuing bank.（消费额在发卡行授信额度内就不必经过授权。）

Customer: Thank you for your assistance.

Clerk: You're welcome.

Notes:

1.authorization 译为"授权" 当信用卡取款超过信用额度时，须经发卡行授权
2. line of cerdit 译为"信用额度"
3. issuing bank 译为"发卡行"