Hi, everybody. Over the past year, more than 10 million Americans have gained the financial security and peace of mind that comes with health insurance. More than seven million people enrolled¹ in affordable² coverage³ by visiting HealthCare.gov, or going to the marketplace in their state.On average, they're paying just 82 a month for coverage.

 

For a lot of people, that's less than a cell phone bill or a cable bill. Insurance companies can no longer deny you coverage just because you have a preexisting condition, and they now have to cover free preventive care like checkups and mammograms.

 

If you missed your chance to get covered last year, here's the good news.Starting November 15th, today, you can go online or call 1-800-318-2596 and get covered for 2015. And we've spent the last year improving and upgrading⁴ HealthCare.gov, to make it faster and easier to use.

 

If you already buy insurance through the online marketplace, now is the time to take a look at some new options for next year. You might be able to save more money, or find a plan that fits your family's needs even better than the one you've got now.

 

If you haven't signed up for insurance yet, this is your chance. Odds⁵ are, you'll qualify⁶ for tax credits to help you afford it. But this window won't stay open forever. You only have three months to shop for plans, so it's worth starting right away. And it might make a big difference for your family's bottom line.

 

Last year, I got an email from a woman named Amy Williams, in Augusta, Georgia. She and her husband are self-employed in the trucking business.For years, they paid about 1,200 a month for their health insurance.Then they checked out HealthCare.gov.They found a plan with coverage they liked, and it was way less expensive.She says that they've saved around 13,000 on their premiums⁷ this year alone.

 

Stories like Amy's are why we fought so hard to pass the Affordable Care Act.To help more families breathe a little easier.In part because this law is working, health care prices have grown at their slowest rate in nearly 50 years.And this year, insurance premiums for families who are covered through an employer grew at a rate tied for the lowest on record.

 

So spread the word.Tell your friends and family members to get covered.Talk to folks in your church or your classroom.Tell them to take a few minutes to check out Healthcare.gov, CuidadoDeSalud.gov, or call 1-800-318-2596-it can make a big difference in their lives.Let them know that it's easy, it's affordable, and that they have just three months, starting today, November 15th, to sign up.Together, we can make sure that even more of America gets covered in the year ahead.

 

Thanks, and have a great weekend.

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