英文法律词典 L-84
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LOAN FOR CONSUMPTION, or, MUTUTUM. (q. v.) A contract by which the owner of a personal chattel1, called the lender, delivers it to another, known as the borrower, by which it is agreed that the borrower shall consume the chattel loaned, and return at the time agreed upon, another chattel, of the same quality, kind, and number, to the lender, either gratuitously3 or for a con- sideration; as, if Peter lends to Paul one bushel of wheat, to be used by the latter, so that it shall not be returned to Peter, but instead of which Paul will return to Peter another bushel of wheat of the same kind and quality, at a time agreed upon.

2. It is evident that this contract differs essentially4 from a loan for use. In the latter, the property of the thing lent remains5 with the lender, and, if it be destroyed without the fault or negligence6 of the borrower, it is his loss, and the thing to be returned is the identical thing lent; but in the loan for consumption, the property passes to the borrower, and in case of its destruction, he must bear the loss, and the identical property is never to be returned, but other property of the like kind, quality, and number. This contract bears a nearer resemblance to a barter7 or exchange; in a loan for consumption the borrower agrees to exchange with the lender a bushel of wheat, which he has not, but expects to obtain, for another bushel of wheat which the lender now has, and with which he is willing to part; or a more familiar example may be given: Debtor8 borrows from Creditor9, one hundred dollars to use as he shall deem best, and he promises to return to Creditor another hundred dollars at a future time.

3. In cases of loan for consumption, the lender may charge for the use of the thing loaned or not; as, if I lend one thousand dollars to a friend for a month, I may charge interest or not but a loan for use is always gratuitous2 when anything is charged for the use, it becomes a hiring. See Hire; and also Mutuum.

LOAN FOR USE, or COMMODATUM, contracts. A bailment10, or loan of an article for a certain time, to be used by the borrower, without paying for it. 2 Kent's Com. 446, 447. Sir William Jones defines it to be a bailment of a thing for a certain time, to be used by the borrower, without paying for it. Jones' Bailm. 118. According to the Louisiana Code, art. 2864, it is an agreement by which a person delivers a thing to another, to use it according to its natural destination, or according to the agreement, under an obligation on the part of the borrower, to return it after he shall have done using it. This loan is essentially gratuitous. The Code Civil, art. 1875, defines it in nearly the same words. Lord Holt has defined this bailment to be, when goods or chattels11, that are useful, are lent to a friend gratis12, to be used by him: and it is called commodatum, he adds, because the thing is to be restored in specie. 2 Ld. Ray. 909, 913.

2. The loan for use resembles somewhat a gift, for the lender, as in a gift, gives something to the borrower; but it differs from the latter, because there the property of the thing given is transferred to the donee; instead of which, in the loan for use, the thing given is only the use, and the property in the thing lent remains in the lender. This contract has also some analogy to the mutuum, or loan for consumption; but they differ in this, that in the loan for use the lender retains the property in the thing lent, and it must be returned in individuo; in the loan for consumption, on the contrary, the things lent are to be consumed, such as money, corn, oats, grain, cider, &c., and the property in them is transferred to the borrower, who becomes a debtor to the lender for the same quantity of like articles. Poth. Pret a. Usage, n. 9, 10.

3. Several things are essential to constitute this contract; first, there must be a thing which is lent; and this, according to the civil law, may be either a thing movable, as a horse, or an immovable, as a house or land, or goods, or even a thing incorporeal13. But in our law, the contract seems confined entirely14 to goods and chattels, or personal property, and not to extend to real estate. It must be a thing lent, in contradistinction to a thing deposited or sold, or entrusted15 to another for the purpose of the owner. Story on Bailm. § 223.

4. Secondly16. It must be lent gratuitously, for if any compensation is to be paid in, any manner whatsoever17, it falls under Another denomination18, that of hire. Ayliffe's Pand. B. 4, tit. 16, n. 516; Louis. Code, art. 2865; Pothier, Pret a Usage, c. 1, art. 1, n. 1, c. 2, art., 3, n. 11.

5. Thirdly. It must be lent for use, and for the use of the borrower. It is not material whether the use be exactly that which is peculiarly appropriate to the thing lent, as a loan of a bed to lie on, or a loan of a horse to ride; it is equally a loan, if the thing is lent to the borrower for any other purpose; as, to pledge as a security on his own account. Story on Bailm. §225. But the rights of the borrower are strictly19 confined to the use actually or impliedly agreed to by the lender, and cannot be lawfully21 exceeded. Poth. Pret a Usage, c. 1, §1, art. l, n. 5. The use may be for a limited time, or for an indefinite time.

6. Fourthly. The property must be lent to be specifically returned to the lender at the determination of the bailment; and, in this respect it differs from a mutuum, or loan for consumption, where the thing borrowed, such as corn, wine, and money, is to be returned in kind and quantity. See Mutuum. It follows, that a loan for use can never be of a thing which is to be consumed by use; as, if wine is lent to be drunk at a feast, even if no return in kind is intended, unless, perhaps, so far as it is not drunk; for, as to, all the rest, it is strictly a gift.

7. In general, it may be said that the borrower has the right to use the thing during the time and for the purpose which was intended between the parties. But this right is strictly confined to the use, expressed or implied in the particular transaction; and the borrower, by any excess, will make himself responsible. Jones' Bailm. 68; Cro. Jac. 244; 2 Ld. Raym. 909,916; 1 Const. Rep. So. Car. 121; Louis. Code: art. 2869; Code Civil, art. 1881; 2 Bulst. 306.

8. The obligations of the borrower are to take proper care of the thing borrowed, to use it according to the intention of the lender, to restore it in proper time, and to restore it in proper condition. Story on Bailm. §236; Louis. Code, art. 2869; Code Civ. 1880.

9. By the common law, this bailment may always be terminated at the pleasure of the lender. (q. v.) Vin. Abr. Bailment, D; Bac. Abr. Bailment, D.

10. The property in the thing lent in a loan for use, remains in the lender, Story on Bailment, §283; Code Civil, art. 1877; Louis. Code, art. 2866.

11. It is proper to remark that the loan for use must be lawful20; a loan by Peter to Paul of a ladder to enable him to commit a larceny22, or of a gun, to commit a murder, is not a loan for use, but Peter by this act becomes an accomplice23 of Paul. 17 Duv. n. 503; 6 Duverg. n. 32.



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1 chattel jUYyN     
n.动产;奴隶
参考例句:
  • They were slaves,to be bought and sold as chattels.他们是奴隶,将被作为财产买卖。
  • A house is not a chattel.房子不是动产。
2 gratuitous seRz4     
adj.无偿的,免费的;无缘无故的,不必要的
参考例句:
  • His criticism is quite gratuitous.他的批评完全没有根据。
  • There's too much crime and gratuitous violence on TV.电视里充斥着犯罪和无端的暴力。
3 gratuitously 429aafa0acba519edfd78e57ed8c6cfc     
平白
参考例句:
  • They rebuild their houses for them gratuitously when they are ruined. 如果他们的房屋要坍了,就会有人替他们重盖,不要工资。 来自互联网
  • He insulted us gratuitously. 他在毫无理由的情况下侮辱了我们。 来自互联网
4 essentially nntxw     
adv.本质上,实质上,基本上
参考例句:
  • Really great men are essentially modest.真正的伟人大都很谦虚。
  • She is an essentially selfish person.她本质上是个自私自利的人。
5 remains 1kMzTy     
n.剩余物,残留物;遗体,遗迹
参考例句:
  • He ate the remains of food hungrily.他狼吞虎咽地吃剩余的食物。
  • The remains of the meal were fed to the dog.残羹剩饭喂狗了。
6 negligence IjQyI     
n.疏忽,玩忽,粗心大意
参考例句:
  • They charged him with negligence of duty.他们指责他玩忽职守。
  • The traffic accident was allegedly due to negligence.这次车祸据说是由于疏忽造成的。
7 barter bu2zJ     
n.物物交换,以货易货,实物交易
参考例句:
  • Chickens,goats and rabbits were offered for barter at the bazaar.在集市上,鸡、山羊和兔子被摆出来作物物交换之用。
  • They have arranged food imports on a barter basis.他们以易货贸易的方式安排食品进口。
8 debtor bxfxy     
n.借方,债务人
参考例句:
  • He crowded the debtor for payment.他催逼负债人还债。
  • The court granted me a lien on my debtor's property.法庭授予我对我债务人财产的留置权。
9 creditor tOkzI     
n.债仅人,债主,贷方
参考例句:
  • The boss assigned his car to his creditor.那工头把自己的小汽车让与了债权人。
  • I had to run away from my creditor whom I made a usurious loan.我借了高利贷不得不四处躲债。
10 bailment Mykz7L     
n.寄托,寄托寄卖
参考例句:
  • This custom of tea fete is actually a sprit bailment. 这种用茶祭祀的遗风,实是一种精神寄托。
  • In the history of the U. S. grain market,grain elevators several times fell prey to this temptation,spurred by a lack of clarity in bailment law.在美国谷物市场的历史上,由于保管法不够明晰,谷仓老板们曾几度经受不住诱惑而堕落。
11 chattels 285ef971dc7faf3da51802efd2b18ca7     
n.动产,奴隶( chattel的名词复数 )
参考例句:
  • An assignment is a total alienation of chattels personal. 动产转让是指属人动产的完全转让。 来自辞典例句
  • Alan and I, getting our chattels together, struck into another road to reassume our flight. 艾伦和我收拾好我们的财物,急匆匆地走上了另一条路,继续过我们的亡命生活。 来自辞典例句
12 gratis yfWxJ     
adj.免费的
参考例句:
  • David gives the first consultation gratis.戴维免费提供初次咨询。
  • The service was gratis to graduates.这项服务对毕业生是免费的。
13 incorporeal gc9zX     
adj.非物质的,精神的
参考例句:
  • The real life is guided by our incorporeal intellection.我想,这表示我们无形的思想导引着真实的人生。
  • They seemed to have the power to touch the incorporeal and see the invisible.他们似乎有一种力量能触摸到无形的和看到不可见的东西。
14 entirely entirely     
ad.全部地,完整地;完全地,彻底地
参考例句:
  • The fire was entirely caused by their neglect of duty. 那场火灾完全是由于他们失职而引起的。
  • His life was entirely given up to the educational work. 他的一生统统献给了教育工作。
15 entrusted be9f0db83b06252a0a462773113f94fa     
v.委托,托付( entrust的过去式和过去分词 )
参考例句:
  • He entrusted the task to his nephew. 他把这任务托付给了他的侄儿。
  • She was entrusted with the direction of the project. 她受委托负责这项计划。 来自《简明英汉词典》
16 secondly cjazXx     
adv.第二,其次
参考例句:
  • Secondly,use your own head and present your point of view.第二,动脑筋提出自己的见解。
  • Secondly it is necessary to define the applied load.其次,需要确定所作用的载荷。
17 whatsoever Beqz8i     
adv.(用于否定句中以加强语气)任何;pron.无论什么
参考例句:
  • There's no reason whatsoever to turn down this suggestion.没有任何理由拒绝这个建议。
  • All things whatsoever ye would that men should do to you,do ye even so to them.你想别人对你怎样,你就怎样对人。
18 denomination SwLxj     
n.命名,取名,(度量衡、货币等的)单位
参考例句:
  • The firm is still operating under another denomination.这家公司改用了名称仍在继续营业。
  • Litre is a metric denomination.升是公制单位。
19 strictly GtNwe     
adv.严厉地,严格地;严密地
参考例句:
  • His doctor is dieting him strictly.他的医生严格规定他的饮食。
  • The guests were seated strictly in order of precedence.客人严格按照地位高低就座。
20 lawful ipKzCt     
adj.法律许可的,守法的,合法的
参考例句:
  • It is not lawful to park in front of a hydrant.在消火栓前停车是不合法的。
  • We don't recognised him to be the lawful heir.我们不承认他为合法继承人。
21 lawfully hpYzCv     
adv.守法地,合法地;合理地
参考例句:
  • Lawfully established contracts shall be protected by law. 依法成立的合同应受法律保护。 来自口语例句
  • As my lawfully wedded husband, in sickness and in health, till death parts us. 当成是我的合法丈夫,无论疾病灾难,直到死亡把我们分开。 来自电影对白
22 larceny l9pzc     
n.盗窃(罪)
参考例句:
  • The man was put in jail for grand larceny.人因重大盗窃案而被监禁。
  • It was an essential of the common law crime of larceny.它是构成普通法中的盗窃罪的必要条件。
23 accomplice XJsyq     
n.从犯,帮凶,同谋
参考例句:
  • She was her husband's accomplice in murdering a rich old man.她是她丈夫谋杀一个老富翁的帮凶。
  • He is suspected as an accomplice of the murder.他涉嫌为这次凶杀案的同谋。
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