如何用英语与贸易方和保险公司商讨保险业务？下面这些表达可以给您一些建议。

1. 要求对方投保全险

You are requested to make arrangement to effect the insurance of AAR against the goods of our order No. 358 for 100,000 Yuan on our account with the Shanghai Insurance Company.

2. 要求对方将大型货品投保仓到仓险

We request you cover a warehouse¹ to warehouse insurance for 500,000 Yuan on large electronic computers in transit² from our warehouse to New York port.

3. 要求增加保费

For an amount like this, it is impossible for us to get both the hull³ and machinery⁴ insured. Therefore we suggest that you increase the premium⁵.

4. 函询对方是否愿意接受全险

As these goods are to be purchased on CIF basis, we would like to be informed whether you can accept the insurance for them against all risks.

5. 在限定金额内，请对方直接投保

Please let us know your premium at which you can take the insurance of AAR on these goods and arrange to insure urgently for our account without our reply if the amount is below 1,000 Yuan.

6. 要求对方负责投保全险

We request you arrange to insure against all risks in ten cases of color TVs amounting to 100,000 Yuan shipped by M/S Pacific leaving on August 20.

7. 告知对方已依指示投保 According to your instructions to instructions to insure, we have today taken out marine⁶ insurance for 50,000 Yuan on your color TV shipment.

8. 要求为录像机投保

Please declare off our open policy No.550 for London on the video -recorder in wooden cases amounting to￡50,000 shipped by M/S Pacific from Tianjin to London.

9. 通知对方已完成投保

We are pleased to inform you that we have closed the insurance of AAR as shown in the insurance policy enclosed for 100,000 Yuan on one hundred sets of computers according to your instructions to insure on AAR as usual.

10.保费过高，要求更换公司 We have heard the rate for AAR insurance premium for our large computers to New York is 1.50 Yuan per 100.00 Yuan. Please let us know immediately whether we can cover marine insurance elsewhere at a more reasonable rate.

11. 回答对方该保险率为所有保险公司所通用

We have found in your letter that you have an impression that the rate of 1.50 Yuan per 100.00-Yuan for AAR insurance is too expensive. However we would like to inform you it is generally adopted by all the large underwriters here.

12. 通知对方以一般条件投保全险

As instructed in your fax, we have already arranged insurance of AAR and TPND with reliable underwriters on ordinary terms and conditions.