奥巴马讲话 谈论华尔街改革
文章来源:未知 文章作者:enread 发布时间:2015-08-08 07:59 字体: [ ]  进入论坛
(单词翻译:双击或拖选)
Hi, everybody.
 
It's been seven years since the worst financial crisis in generations spread from Wall Street to Main Street-a crisis that cost millions of Americans their jobs, their homes, their life savings1. It was a crisis that cost all of us. It was a reminder2 that we're in this together-all of us. That's how we've battled back these past six and a half years-together.
 
We still have work to do, but together, we prevented a second Great Depression. Our businesses have created nearly 13 million jobs over the past 64 months. The housing market is healthier.
The stock market has more than doubled, restoring the retirement3 savings of millions. Americans of all stripes buckled4 down, rolled up their sleeves, and worked to bring this country back. And to protect your efforts, we had to do something more-we had to make sure this kind of crisis never happens again.
 
That's why five years ago this week, we enacted5 the toughest Wall Street reform in history-new rules of the road to protect businesses, consumers, and our entire economy from the kind of irresponsibility that threatened all of us.Five years later, here's what that reform has done. Wall Street Reform turned the page on the era of "too big to fail."
 
Now, in America, we welcome the pursuit of profit. But if your business fails, we shouldn't have to bail6 you out.
 
And under the new rules, we won't-the days of taxpayer-funded bailouts are over. Wall Street Reform now allows us to crack down on some of the worst types of recklessness that brought our economy to its knees, from big banks making huge, risky7 bets using borrowed money, to paying executives in a way that rewarded irresponsible behavior.
 
Thanks to Wall Street Reform, there's finally an independent Consumer Financial Protection Bureau with one mission: to protect American consumers. Already, they've gone after predatory or unscrupulous mortgage brokers8, student lenders, credit card companies, and they've won –putting nearly 11 billion back in the pockets of more than 26 million consumers who've been cheated.
 
So this law is working. And we're working to protect even more families.
 
Just this week, we announced that we're cracking down on the worst practices of payday lenders on military bases, so that our troops and their families don't wind up trapped in a vicious cycle of debt.
 
As long as I'm President, I'm going to keep doing whatever I can to protect consumers, and our entire economy from the kind of irresponsibility that led to the Great Recession in the first place.
None of this has been easy. We've had to overcome fierce lobbying campaigns from the special interests and their allies in Congress.
 
In fact, they're still trying everything to attack everything this reform accomplishes -- from hiding rollbacks of key protections in unrelated bills, to blocking the financial cops on the beat from doing their job.
 
And they continue to claim this Wall Street reform is somehow bad for business. But that doesn't explain 13 million new jobs and a stock market near record highs. This law is only bad for business if your business model depends on recklessness that threatens our economy or irresponsibility that threatens working families.
 
We can't put the security of families at risk by returning to the days when big banks or bad actors were allowed to write their own rules. And if any bill comes to my desk that tries to unravel9 the new rules on Wall Street, I will veto it. We've worked too hard to recover from one crisis only to risk another.
 
In America, we should reward drive, innovation, and fair play. That's what Wall Street reform does. It makes sure everybody plays by the same set of rules.
 
And if we keep moving forward, not backward-if we keep building an economy that rewards responsibility instead of recklessness, then we won't just keep coming back-we'll come back stronger than ever.
 
Thanks, and have a great weekend.


点击收听单词发音收听单词发音  

1 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
2 reminder WkzzTb     
n.提醒物,纪念品;暗示,提示
参考例句:
  • I have had another reminder from the library.我又收到图书馆的催还单。
  • It always took a final reminder to get her to pay her share of the rent.总是得发给她一份最后催缴通知,她才付应该交的房租。
3 retirement TWoxH     
n.退休,退职
参考例句:
  • She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
  • I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。
4 buckled qxfz0h     
a. 有带扣的
参考例句:
  • She buckled her belt. 她扣上了腰带。
  • The accident buckled the wheel of my bicycle. 我自行车的轮子在事故中弄弯了。
5 enacted b0a10ad8fca50ba4217bccb35bc0f2a1     
制定(法律),通过(法案)( enact的过去式和过去分词 )
参考例句:
  • legislation enacted by parliament 由议会通过的法律
  • Outside in the little lobby another scene was begin enacted. 外面的小休息室里又是另一番景象。 来自英汉文学 - 嘉莉妹妹
6 bail Aupz4     
v.舀(水),保释;n.保证金,保释,保释人
参考例句:
  • One of the prisoner's friends offered to bail him out.犯人的一个朋友答应保释他出来。
  • She has been granted conditional bail.她被准予有条件保释。
7 risky IXVxe     
adj.有风险的,冒险的
参考例句:
  • It may be risky but we will chance it anyhow.这可能有危险,但我们无论如何要冒一冒险。
  • He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。
8 brokers 75d889d756f7fbea24ad402e01a65b20     
n.(股票、外币等)经纪人( broker的名词复数 );中间人;代理商;(订合同的)中人v.做掮客(或中人等)( broker的第三人称单数 );作为权力经纪人进行谈判;以中间人等身份安排…
参考例句:
  • The firm in question was Alsbery & Co., whiskey brokers. 那家公司叫阿尔斯伯里公司,经销威士忌。 来自英汉文学 - 嘉莉妹妹
  • From time to time a telephone would ring in the brokers' offices. 那两排经纪人房间里不时响着叮令的电话。 来自子夜部分
9 unravel Ajzwo     
v.弄清楚(秘密);拆开,解开,松开
参考例句:
  • He was good with his hands and could unravel a knot or untangle yarn that others wouldn't even attempt.他的手很灵巧,其他人甚至都不敢尝试的一些难解的绳结或缠在一起的纱线,他都能解开。
  • This is the attitude that led him to unravel a mystery that long puzzled Chinese historians.正是这种态度使他解决了长期以来使中国历史学家们大惑不解的谜。
TAG标签: Americans financial crisis
发表评论
请自觉遵守互联网相关的政策法规,严禁发布色情、暴力、反动的言论。
评价:
表情:
验证码:点击我更换图片