Unemployed¹? Laid-off writer Pamela Abrams reports on 12 ways to maintain your sanity², juggle³ your finances, and figure out your next best move.

失业了？下面是“下岗”作家Pamela Abrams总结的12个方法，让你在失业时保持头脑清楚、平衡开支、以及如何走出最佳的下一步。

Make a financial plan

制定一份理财计划

"Unemployment is not the end of the world, and people get through it," says Thomas Bonito, a financial advisor⁴ in Livingston, New Jersey⁵. "The first thing to do is make a list of your assets." Then list all of your liabilities, and begin eliminating expenses you can temporarily live without, such as vacations, entertainment and possibly services like gardening and housecleaning. "Creating a stripped-down budget and being disciplined about sticking to it will increase your confidence," Bonito says, "and that's good for job-hunting."

新泽西州利文顿的一位理财顾问Thomas Bonito说：“失业不是世界末日，人们会渡过难关。”他说：“第一件事就是列出你的财产。”然后列出你所有的花销。然后将那些暂时不需要的开销，例如度假、娱乐、园艺服务、房屋打扫服务这些减去。Bonito说：“给预算‘瘦身’并始终严格遵照执行的话将会增强你的信心，这对求职是有好处的。”

Don't give up childcare right off the bat

不要开始就放弃幼儿护理

You don't know how long you'll be out of work, which makes the childcare decision a tough one. If you have good childcare in place, the consequences of disrupting it may be greater than the financial gain. Is it worth being unavailable to accept freelance or temporary work? How hard will it be to find good childcare again when you get your next job? Finally, consider the benefit of keeping your child's routine constant during a time of uncertainty⁶.

你不知道自己找到工作还要多久，这让幼儿护理成为一个难题。如果你现在有很好的幼儿护理，中断的严重后果可能远超过省下来的钱所能拟补的。放弃自由作家、临时工作值不值得？如果你找到下一份工作，再找到好的幼儿护理会有多难？最后，还要考虑一下在不稳定的时期保证孩子的日常生活所带来的好处。

Sleep in.

多睡觉

If you don't need to get up at the crack of dawn, turn off the alarm clock. Allow yourself the pleasure of an extra hour in bed followed by a slow cup of coffee and a long read of the paper.

如果你不需要破晓起床，那么就关掉闹钟。给自己多一小时的睡眠乐趣；随后慢慢地喝杯咖啡、读份报纸。