日期：2007-12-12 1.Prospective B-type Foreign Currency Depositors All foreigners, Chinese of foreign nationalities and overseas Chinese living in and outside the Chinese mainland and the regions such as Hong Kong, Macao and Taiwan, and compatriots in Hong Kong, Maca... 阅读全文>>

日期：2007-12-12 The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposit: current passbook depos... 阅读全文>>

日期：2007-12-12 1.The Meaning of Deposits by Correspondence Deposits by correspondence refer to the way in which overseas Chinese, Hong Kong, Macao and Taiwan compatriots, Chinese of foreign nationality and domestic residents approved to settle down or study abroad... 阅读全文>>

日期：2007-12-12 Electronic banking has radically changed the way customers can do banking. Before e-banking, checking an account balance required the customer to either go to customer service or the teller. Now there are many methods available? ATMs have become an... 阅读全文>>

日期：2007-12-12 Customers generally visit a bank for two reasons. The first is to borrow money to purchase an item, which might cost more than their monthly income. The second is to deposit their money in the bank for safe- keeping. This money is kept in a bank acco... 阅读全文>>

日期：2007-12-12 After the customer has set up an account, they can either deposit or withdraw money from their account depending on their individual requirements. These transactions are carried out at the counter of the bank branch. The person at the counter is usua... 阅读全文>>

日期：2007-12-12 Payroll services offered by banks have come a long way from when a bank would deliver thousands of RMB by armored van with 2 or more armed security officers to protect the payroll. While this method is still available to companies if they choose, it... 阅读全文>>

日期：2007-12-12 International trade is one of the best areas where a bank can help local companies manage the risks of trading with companies in foreign countries. International trade can be broken down into two areas, imports and exports. An import is a shipment of... 阅读全文>>

日期：2007-12-12 Loan default is the main reason that bank's get into trouble and it is for this reason that many banks have dedicated credit risk management departments. When a customer or company has a loan granted to them by a bank, they are contractually obligate... 阅读全文>>

日期：2007-12-12 Banks often regard securitization as a balance sheet transformation tool. Traditionally mortgages are a bank's largest asset and also the least liquid. Securitization involves packaging similar assets such as mortgages and selling them to a trustee,... 阅读全文>>

日期：2007-12-12 Liquidity to a bank is a little bit like health to an individual. Figuratively speaking, if a bank has poor liquidity, then it is likely that they will be in the intensive care ward; in other words insolvent. Liquidity literally refers to the speed i... 阅读全文>>

日期：2007-12-12 Unlike debt financing, the decision for a business or a bank to choose equity financing is a difficult one. It does not involve just borrowing money and repaying the principal with interest. It is actually selling the ownership interest in the busine... 阅读全文>>

日期：2007-12-12 The bank' s client with foreign currency deposit account need withdraw foreign exchange and take foreign currency to go abroad after his successful application for settling down abroad or visiting families, traveling, investigating or studying is app... 阅读全文>>

日期：2007-12-12 The client having a foreign currency time deposit account in a bank with the term longer than 3 months need the bank to issue a Deposit Certificate so as to go through procedures to go aboard or for other reasons, he can provide the original business... 阅读全文>>

日期：2007-12-12 Banks can handle the exchange between RMB and foreign currencies at current quotations on the day. Convertible currencies include US dollar, HK dollar, Japanese yen, Euro, English pound, Swiss franc, Australian dollar, Singapore dollar, Norwegian kro... 阅读全文>>

日期：2007-12-12 Risk management is an important part of the overall bank management. If mistakes are made here, it can result in substantial losses to the bank. By comparison, if you as an investor choose the wrong stock investment you will also lose. Loans made by... 阅读全文>>

日期：2007-12-12 美国拟大量购药应对禽流感 US in talks to buy a record supply of pandemic flu drug 据制药商罗氏(Roche)介绍，美国正商讨购买创纪录数量的抗病毒药物达菲(Tamiflu)，以应对日益增长的关于流感爆发的国际担忧。 The US is in discussions to buy record volumes of th... 阅读全文>>

日期：2007-12-12 The savings deposit is a method of deposit that sets no limit on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposit: current passbook deposit... 阅读全文>>

日期：2007-11-26 World Trade Organization（WTO） 世界贸易组织 Write-off 冲销，注销 Written notice 书面通知 Year 年 year of account 会计年度 Year-end 年末 year-end adjustment 年终调整 year-and audit 年终审计... 阅读全文>>

日期：2007-11-26 Vertical 垂直的，纵向的 vertical acquisition 纵向收购 vertical consolidation 纵向合并 vertical integration 纵向合并 vertical merger 纵向兼并 Violation 违反 Voter 投票人 Voting 投票，表决 voting capital 有表决权的资本 voting power 表决权 voting prefe... 阅读全文>>