日期：2007-12-12 Personal loan pledged by certificates of deposit （CD） /treasury bonds is a kind of business combining deposit and loan in which the client gets a certain amount of Renminbi loan from the bank by pledging undue certificate（s） of time deposit and... 阅读全文>>

日期：2007-12-12 （1） Certificate T-bond Certificate T-bond is a main instrument whereby the bank issues T-bonds on behalf of the state, and the bank's business offices issue T-bond receipts to the depositors purchasing the T-bonds. The issued amount should be RMB1... 阅读全文>>

日期：2007-12-12 Agency salary and social insurance welfare payment business Agency salary and social insurance welfare business is a business whereby any subordinate institution of ICBC conducts batch inwards transfer through the advanced computer networked system,... 阅读全文>>

日期：2007-12-12 Bank-securities transfer is a business launched by ICBC for facilitating the clients to trade securities and foreign exchange whereby ICBC accepts an investor's trust order, uses its own electronic transfer system, automatically transfer funds inwar... 阅读全文>>

日期：2007-12-12 A derivative is a financial instrument whose value depends on the price of an underlying instrument, such as currencies, commodities or securities. Common examples of derivatives include swaps, options, futures and FRAs. These particular types of der... 阅读全文>>

日期：2007-12-12 Banks and companies unfortunately have no control over interest rates. The only real difference between a bank and a company is that a company can plan for their borrowing requirements, whereas banks are at the mercy of the demand for credit. One way... 阅读全文>>

日期：2007-12-12 The most traditional form of bank financing is bank deposits, both at call and fixed deposits. However with the steady decrease of the deposit rates, the incentive for investors to leave money sitting in the bank has decreased, even more so now that... 阅读全文>>

日期：2007-12-12 There are many cases where transactions involving foreign exchange （FX） are not confined to the immediate future. Traders with foreign countries and clients that have loan commitments overseas can use forward FX as an effective form of risk manage... 阅读全文>>

日期：2007-12-12 The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule （during the appointed deposit term），or withdrawn together with the interest in a lump sum or by installment. According t... 阅读全文>>

日期：2007-12-12 The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule （during the appointed deposit term），or withdrawn together with the interest in a lump sum or by installment. According t... 阅读全文>>

日期：2007-12-12 The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule （during the appointed deposit term），or withdrawn together with the interest in a lump sum or by installment. According t... 阅读全文>>

日期：2007-12-12 The time Deposit is a method of bank deposit with a definite date of maturity, made for one time or by many times on schedule （during the appointed deposit term），or withdrawn together with the interest in a lump sum or by installment. According t... 阅读全文>>

日期：2007-12-12 The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are five types of savings deposit: current passbook depos... 阅读全文>>

日期：2007-12-12 In case of his post transfer, household register transfer or any other circumstances, a client may have the bank collect his deposit in different places and draw the deposit or continue to keep the deposit against his certificates of deposit （passb... 阅读全文>>

日期：2007-12-12 III. Functions Aside from the functions of deposit and withdrawal, a current passbook deposit account also has the following functions: 1.To apply for supportive electronic debit card with which you may handle such banking services as withdrawals an... 阅读全文>>

日期：2007-12-12 The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposits: current passbook depo... 阅读全文>>

日期：2007-12-12 The client shall fill in an Application Form for the Loss Reporting and Stop-payment by presenting his valid credentials and submit it to the bank that opens the checking account. The bank confirms that the lost check has not been cashed before hand... 阅读全文>>

日期：2007-12-12 Credit cards, usually issued by banks, are granted to persons for borrowing money, or buying products and services, but allowing delayed payment. Put simply, credit cards are buy now, pay later. Some of the more widely known card names include Maste... 阅读全文>>

日期：2007-12-12 1. Definition Remittance Express is an electronic remittance service provided by a bank for customers. 1、 定义 汇款直通车是一种由银行向客户提供的电子汇款业务。 2. Types of Remittance According to customers' different requirements for remittance of... 阅读全文>>

日期：2007-12-12 Savings Deposits Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not les... 阅读全文>>