提高经济效益 improve economic performance； increase economic returns

　　讲求社会效益 value contribution to society； pay attention to social effect

　　加速国民经济信息化 develop information-based economy accelerate IT application in economy

　　拉动经济增长 fuel economic growth

　　利改税 substitution of tax payment for profit delivery

　　费改税 transform administrative¹ fees into taxes

　　债转股 debt-to-equity swap²

　　头寸宽裕（头寸紧缺） in an easy position （tight position）

　　朝阳产业 sunrise industry

　　招标投标制 the system of public bidding for project

　　充分发挥货币政策的作用 give full play to the role of monetary³ policy

　　实施积极的财政政策 follow a pro-active fiscal⁴ policy

　　向银行增发国债，扩大投资 The government issued additional treasury⁵ bonds to banks to increase investment.

　　再注资 recapitalization

　　放松银根 to ease monetary policy

　　信息经济 IT economy

　　外向型经济 export-oriented economy

　　信息时代 information age

　　全球化 globalization （全球性globality）

　　信誉风险 reputational risk

　　风险评级 risk rating

　　到期不还贷 default on a loan

　　资不抵债 insolvency； be insolvent

　　亚洲金融危机 Asian financial crisis （1997-98）

　　投资（贷款）组合 investment （loan） portfolio

　　外汇储备充足 sufficient foreign exchange reserves

　　中国金融业问题 problems with financial sector in China

　　储蓄比例过高 the excessively large proportion of savings in the money supply

　　国有企业产负债率过高 high leverage ratio of the state-owned enterprises，

　　国有独资商业银行不良资产比例过高 high ratio of non-performing loans of the state commercial banks