奥巴马演讲 签署金融改革法案1
文章来源:未知 文章作者:meng 发布时间:2010-07-26 03:12 字体: [ ]  进入论坛
(单词翻译:双击或拖选)

THE PRESIDENT:  Well, good morning, everyone.

AUDIENCE:  Good morning.

THE PRESIDENT:  We are gathered in the heart of our nation’s capital, surrounded by memorials to leaders and citizens who served our nation in its earliest days and in its days of greatest trial.  Today is such a time for America.

Over the past two years, we have faced the worst recession since the Great Depression.  Eight million people lost their jobs.  Tens of millions saw the value of their homes and retirement1 savings2 plummet3(垂直落下)Countless4 businesses have been unable to get the loans they need and many have been forced to shut their doors.  And although the economy is growing again, too many people are still feeling the pain of the downturn(衰退,低迷) .

Now, while a number of factors led to such a severe recession, the primary cause was a breakdown5 in our financial system.  It was a crisis born of a failure of responsibility from certain corners of Wall Street to the halls of power in Washington.  For years, our financial sector6 was governed by antiquated7(废弃) and poorly enforced rules that allowed some to game the system and take risks that endangered the entire economy.

Unscrupulous(肆无忌惮的,寡廉鲜耻的) lenders locked consumers into complex loans with hidden costs.  Firms like AIG placed massive, risky8 bets with borrowed money.  And while the rules left abuse and excess unchecked, they also left taxpayers10 on the hook if a big bank or financial institution ever failed.

Now, even before the crisis hit, I went to Wall Street and I called for common-sense reforms to protect consumers and our economy as a whole.  And soon after taking office, I proposed a set of reforms to empower consumers and investors11, to bring the shadowy deals that caused this crisis into the light of day, and to put a stop to taxpayer9 bailouts once and for all(一劳永逸地,彻底地) .  (Applause.) Today, thanks to a lot of people in this room, those reforms will become the law of the land.

For the last year, Chairmen Barney Frank and Chris Dodd have worked day and night -- (applause) -- Barney and Chris have worked day and night to bring about this reform.  And I am profoundly grateful to them.  I would be remiss12(怠慢的,迟缓的) if I didn't also express my appreciation13 to Senator Harry14 Reid and Speaker Nancy Pelosi for their leadership.  It wouldn’t have happened without them.  (Applause.)

Passing this bill was no easy task.  To get there, we had to overcome the furious lobbying of an array of powerful interest groups and a partisan15 minority determined16 to block change.  So the members who are here today, both on the stage and in the audience, they have done a great service in devoting so much time and expertise17 to this effort, to looking out for the public interests and not the special interests.  (Applause.)  And I also want to thank the three Republican senators who put partisanship18(党派性,党派偏见) aside -- (applause) -- judged this bill on the merits(优点,功绩) , and voted for reform.   We’re grateful to them.  (Applause.)  And the Republican House members.  (Applause.)  Good to see you, Joe.  (Applause.)

Now, let’s put this in perspective(正确地) .  The fact is, the financial industry is central to our nation’s ability to grow, to prosper19, to compete and to innovate20.  There are a lot of banks that understand and fulfill21 this vital role, and there are a whole lot of bankers who want to do right -- and do right -- by their customers.  This reform will help foster(培养,养育) innovation, not hamper22 it.  It is designed to make sure that everybody follows the same set of rules, so that firms compete on price and quality, not on tricks and not on traps.

It demands accountability and responsibility from everyone. It provides certainty to everybody, from bankers to farmers to business owners to consumers.  And unless your business model depends on cutting corners or bilking(欺骗,诈骗) your customers, you’ve got nothing to fear from reform.  (Applause.)

Now, for all those Americans who are wondering what Wall Street reform means for you, here’s what you can expect.  If you’ve ever applied23 for a credit card, a student loan, or a mortgage, you know the feeling of signing your name to pages of barely understandable fine print.  What often happens as a result is that many Americans are caught by hidden fees and penalties, or saddled(承受,负担) with loans they can’t afford.

That’s what happened to Robin24 Fox, hit with a massive rate increase on her credit card balance even though she paid her bills on time.  That’s what happened to Andrew Giordano, who discovered hundreds of dollars in overdraft25 fees on his bank statement –- fees he had no idea he might face.  Both are here today.  Well, with this law, unfair rate hikes, like the one that hit Robin, will end for good.  (Applause.)  And we’ll ensure that people like Andrew aren’t unwittingly caught by overdraft fees when they sign up for a checking account.  (Applause.)



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1 retirement TWoxH     
n.退休,退职
参考例句:
  • She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
  • I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。
2 savings ZjbzGu     
n.存款,储蓄
参考例句:
  • I can't afford the vacation,for it would eat up my savings.我度不起假,那样会把我的积蓄用光的。
  • By this time he had used up all his savings.到这时,他的存款已全部用完。
3 plummet s2izN     
vi.(价格、水平等)骤然下跌;n.铅坠;重压物
参考例句:
  • Mengniu and Yili have seen their shares plummet since the incident broke.自事件发生以来,蒙牛和伊利的股票大幅下跌。
  • Even if rice prices were to plummet,other brakes on poverty alleviation remain.就算大米价格下跌,其它阻止导致贫困的因素仍然存在。
4 countless 7vqz9L     
adj.无数的,多得不计其数的
参考例句:
  • In the war countless innocent people lost their lives.在这场战争中无数无辜的人丧失了性命。
  • I've told you countless times.我已经告诉你无数遍了。
5 breakdown cS0yx     
n.垮,衰竭;损坏,故障,倒塌
参考例句:
  • She suffered a nervous breakdown.她患神经衰弱。
  • The plane had a breakdown in the air,but it was fortunately removed by the ace pilot.飞机在空中发生了故障,但幸运的是被王牌驾驶员排除了。
6 sector yjczYn     
n.部门,部分;防御地段,防区;扇形
参考例句:
  • The export sector will aid the economic recovery. 出口产业将促进经济复苏。
  • The enemy have attacked the British sector.敌人已进攻英国防区。
7 antiquated bzLzTH     
adj.陈旧的,过时的
参考例句:
  • Many factories are so antiquated they are not worth saving.很多工厂过于陈旧落后,已不值得挽救。
  • A train of antiquated coaches was waiting for us at the siding.一列陈旧的火车在侧线上等着我们。
8 risky IXVxe     
adj.有风险的,冒险的
参考例句:
  • It may be risky but we will chance it anyhow.这可能有危险,但我们无论如何要冒一冒险。
  • He is well aware how risky this investment is.他心里对这项投资的风险十分清楚。
9 taxpayer ig5zjJ     
n.纳税人
参考例句:
  • The new scheme will run off with a lot of the taxpayer's money.这项新计划将用去纳税人许多钱。
  • The taxpayer are unfavourably disposed towards the recent tax increase.纳税者对最近的增加税收十分反感。
10 taxpayers 8fa061caeafce8edc9456e95d19c84b4     
纳税人,纳税的机构( taxpayer的名词复数 )
参考例句:
  • Finance for education comes from taxpayers. 教育经费来自纳税人。
  • She was declaiming against the waste of the taxpayers' money. 她慷慨陈词猛烈抨击对纳税人金钱的浪费。
11 investors dffc64354445b947454450e472276b99     
n.投资者,出资者( investor的名词复数 )
参考例句:
  • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
  • a cash bonanza for investors 投资者的赚钱机会
12 remiss 0VZx3     
adj.不小心的,马虎
参考例句:
  • It was remiss of him to forget her birthday.他竟忘了她的生日,实在是糊涂。
  • I would be remiss if I did not do something about it.如果我对此不做点儿什么就是不负责任。
13 appreciation Pv9zs     
n.评价;欣赏;感谢;领会,理解;价格上涨
参考例句:
  • I would like to express my appreciation and thanks to you all.我想对你们所有人表达我的感激和谢意。
  • I'll be sending them a donation in appreciation of their help.我将送给他们一笔捐款以感谢他们的帮助。
14 harry heBxS     
vt.掠夺,蹂躏,使苦恼
参考例句:
  • Today,people feel more hurried and harried.今天,人们感到更加忙碌和苦恼。
  • Obama harried business by Healthcare Reform plan.奥巴马用医改掠夺了商界。
15 partisan w4ZzY     
adj.党派性的;游击队的;n.游击队员;党徒
参考例句:
  • In their anger they forget all the partisan quarrels.愤怒之中,他们忘掉一切党派之争。
  • The numerous newly created partisan detachments began working slowly towards that region.许多新建的游击队都开始慢慢地向那里移动。
16 determined duszmP     
adj.坚定的;有决心的
参考例句:
  • I have determined on going to Tibet after graduation.我已决定毕业后去西藏。
  • He determined to view the rooms behind the office.他决定查看一下办公室后面的房间。
17 expertise fmTx0     
n.专门知识(或技能等),专长
参考例句:
  • We were amazed at his expertise on the ski slopes.他斜坡滑雪的技能使我们赞叹不已。
  • You really have the technical expertise in a new breakthrough.让你真正在专业技术上有一个全新的突破。
18 Partisanship Partisanship     
n. 党派性, 党派偏见
参考例句:
  • Her violent partisanship was fighting Soames's battle. 她的激烈偏袒等于替索米斯卖气力。
  • There was a link of understanding between them, more important than affection or partisanship. ' 比起人间的感情,比起相同的政见,这一点都来得格外重要。 来自英汉文学
19 prosper iRrxC     
v.成功,兴隆,昌盛;使成功,使昌隆,繁荣
参考例句:
  • With her at the wheel,the company began to prosper.有了她当主管,公司开始兴旺起来。
  • It is my earnest wish that this company will continue to prosper.我真诚希望这家公司会继续兴旺发达。
20 innovate p62xr     
v.革新,变革,创始
参考例句:
  • We must innovate in order to make progress.我们必须改革以便取得进步。
  • It is necessary to innovate and develop military theories.创新和发展军事理论是必要的。
21 fulfill Qhbxg     
vt.履行,实现,完成;满足,使满意
参考例句:
  • If you make a promise you should fulfill it.如果你许诺了,你就要履行你的诺言。
  • This company should be able to fulfill our requirements.这家公司应该能够满足我们的要求。
22 hamper oyGyk     
vt.妨碍,束缚,限制;n.(有盖的)大篮子
参考例句:
  • There are some apples in a picnic hamper.在野餐用的大篮子里有许多苹果。
  • The emergence of such problems seriously hamper the development of enterprises.这些问题的出现严重阻碍了企业的发展。
23 applied Tz2zXA     
adj.应用的;v.应用,适用
参考例句:
  • She plans to take a course in applied linguistics.她打算学习应用语言学课程。
  • This cream is best applied to the face at night.这种乳霜最好晚上擦脸用。
24 robin Oj7zme     
n.知更鸟,红襟鸟
参考例句:
  • The robin is the messenger of spring.知更鸟是报春的使者。
  • We knew spring was coming as we had seen a robin.我们看见了一只知更鸟,知道春天要到了。
25 overdraft 3m3z5T     
n.透支,透支额
参考例句:
  • Her bank warned that unless she repaid the overdraft she could face legal action.银行警告她如果不偿还透支钱款,她将面临诉讼。
  • An overdraft results when a note discounted at a bank is not met when due.银行贴现的支票到期而未能支付就成为透支。
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