GMAT考试写作指导:Issue写作范文八十
文章来源: 文章作者: 发布时间:2007-06-25 01:58 字体: [ ]  进入论坛
(单词翻译:双击或拖选)
80.         Whether an individual saves too little or borrows too much depends on the
purpose and extent of either activity. While appropriate and prudent1 in some
circumstances, either can be irresponsible in excess. The evidence suggests that, on
balance, people today tend to borrow irresponsibly and are on the brink2 of saving
irresponsibly as well.
        Traditionally, saving is viewed as a virtue3, while borrowing is considered a vice4.
However, just the opposite may be true under certain circumstances. Foregoing saving
in favor of immediate5 spending may at times be well justified6. A serious hobbyist, for
example, may be justified in foregoing saving to spend money on a hobby that provides
great joy and fulfillment—whether or not it also generates income. A relatively7
expensive automobile8 is justifiable9 if the additional expense provides added safety for
the owner and his family. And foregoing saving is appropriate, and often necessary, for
"rainy day" medical emergencies or unanticipated periods of unemployment. Borrowing
can also be prudent—if the loan is affordable10 and applied11 toward a sound long-term
investment.
      Were saving and borrowing limited to these types of scenarios12, I would aver13 that
people today save and borrow responsibly. However, the evidence suggests otherwise.
Americans now purchase on credit far more expensive automobiles14, relative to income,
than ever before—vehicles that are far more than what is needed for safe transportation.
Excessive credit-card debt, another type of unjustifiable borrowing, is at record levels—
and rising—among American households. Does the baby-boomers' current penchant15 for
retirement16 investing compensate17 for these excesses? Probably not. This trend is fueled
by unrealistic expectations of future returns; it may therefore, escalate18 to speculation19
and, at its height, widespread leveraging—i.e., borrowing. Such speculation is more
suited to highly sophisticated investors20 who can well afford to lose their entire
investment than to average Americans and their nest eggs.
      In conclusion, while people seem to be saving aggressively today, their investment
choices and concomitant high spending and borrowing levels call into question the
assertion that we are indeed a "nation of savers."


点击收听单词发音收听单词发音  

1 prudent M0Yzg     
adj.谨慎的,有远见的,精打细算的
参考例句:
  • A prudent traveller never disparages his own country.聪明的旅行者从不贬低自己的国家。
  • You must school yourself to be modest and prudent.你要学会谦虚谨慎。
2 brink OWazM     
n.(悬崖、河流等的)边缘,边沿
参考例句:
  • The tree grew on the brink of the cliff.那棵树生长在峭壁的边缘。
  • The two countries were poised on the brink of war.这两个国家处于交战的边缘。
3 virtue BpqyH     
n.德行,美德;贞操;优点;功效,效力
参考例句:
  • He was considered to be a paragon of virtue.他被认为是品德尽善尽美的典范。
  • You need to decorate your mind with virtue.你应该用德行美化心灵。
4 vice NU0zQ     
n.坏事;恶习;[pl.]台钳,老虎钳;adj.副的
参考例句:
  • He guarded himself against vice.他避免染上坏习惯。
  • They are sunk in the depth of vice.他们堕入了罪恶的深渊。
5 immediate aapxh     
adj.立即的;直接的,最接近的;紧靠的
参考例句:
  • His immediate neighbours felt it their duty to call.他的近邻认为他们有责任去拜访。
  • We declared ourselves for the immediate convocation of the meeting.我们主张立即召开这个会议。
6 justified 7pSzrk     
a.正当的,有理的
参考例句:
  • She felt fully justified in asking for her money back. 她认为有充分的理由要求退款。
  • The prisoner has certainly justified his claims by his actions. 那个囚犯确实已用自己的行动表明他的要求是正当的。
7 relatively bkqzS3     
adv.比较...地,相对地
参考例句:
  • The rabbit is a relatively recent introduction in Australia.兔子是相对较新引入澳大利亚的物种。
  • The operation was relatively painless.手术相对来说不痛。
8 automobile rP1yv     
n.汽车,机动车
参考例句:
  • He is repairing the brake lever of an automobile.他正在修理汽车的刹车杆。
  • The automobile slowed down to go around the curves in the road.汽车在路上转弯时放慢了速度。
9 justifiable a3ExP     
adj.有理由的,无可非议的
参考例句:
  • What he has done is hardly justifiable.他的所作所为说不过去。
  • Justifiable defense is the act being exempted from crimes.正当防卫不属于犯罪行为。
10 affordable kz6zfq     
adj.支付得起的,不太昂贵的
参考例句:
  • The rent for the four-roomed house is affordable.四居室房屋的房租付得起。
  • There are few affordable apartments in big cities.在大城市中没有几所公寓是便宜的。
11 applied Tz2zXA     
adj.应用的;v.应用,适用
参考例句:
  • She plans to take a course in applied linguistics.她打算学习应用语言学课程。
  • This cream is best applied to the face at night.这种乳霜最好晚上擦脸用。
12 scenarios f7c7eeee199dc0ef47fe322cc223be88     
n.[意]情节;剧本;事态;脚本
参考例句:
  • Further, graphite cores may be safer than non-graphite cores under some accident scenarios. 再者,根据一些事故解说,石墨堆芯可比非石墨堆芯更安全一些。 来自英汉非文学 - 环境法 - 环境法
  • Again, scenarios should make it clear which modes are acceptable to users in various contexts. 同样,我们可以运用场景剧本来搞清楚在不同情境下哪些模式可被用户接受。 来自About Face 3交互设计精髓
13 aver gP1yr     
v.极力声明;断言;确证
参考例句:
  • I aver it will not rain tomorrow.我断言明天不会下雨。
  • In spite of all you say,I still aver that his report is true.不管你怎么说,我还是断言他的报告是真实的。
14 automobiles 760a1b7b6ea4a07c12e5f64cc766962b     
n.汽车( automobile的名词复数 )
参考例句:
  • When automobiles become popular,the use of the horse and buggy passed away. 汽车普及后,就不再使用马和马车了。 来自《简明英汉词典》
  • Automobiles speed in an endless stream along the boulevard. 宽阔的林荫道上,汽车川流不息。 来自《现代汉英综合大词典》
15 penchant X3Nzi     
n.爱好,嗜好;(强烈的)倾向
参考例句:
  • She has a penchant for Indian food.她爱吃印度食物。
  • He had a penchant for playing jokes on people.他喜欢拿人开玩笑。
16 retirement TWoxH     
n.退休,退职
参考例句:
  • She wanted to enjoy her retirement without being beset by financial worries.她想享受退休生活而不必为金钱担忧。
  • I have to put everything away for my retirement.我必须把一切都积蓄起来以便退休后用。
17 compensate AXky7     
vt.补偿,赔偿;酬报 vi.弥补;补偿;抵消
参考例句:
  • She used her good looks to compensate her lack of intelligence. 她利用她漂亮的外表来弥补智力的不足。
  • Nothing can compensate for the loss of one's health. 一个人失去了键康是不可弥补的。
18 escalate biszi     
v.(使)逐步增长(或发展),(使)逐步升级
参考例句:
  • It would tempt Israel's neighbors to escalate their demands.它将诱使以色列的邻国不断把他们的要求升级。
  • Defeat could cause one side or other to escalate the conflict.失败可能会导致其中一方将冲突升级。
19 speculation 9vGwe     
n.思索,沉思;猜测;投机
参考例句:
  • Her mind is occupied with speculation.她的头脑忙于思考。
  • There is widespread speculation that he is going to resign.人们普遍推测他要辞职。
20 investors dffc64354445b947454450e472276b99     
n.投资者,出资者( investor的名词复数 )
参考例句:
  • a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子
  • a cash bonanza for investors 投资者的赚钱机会
TAG标签:
发表评论
请自觉遵守互联网相关的政策法规,严禁发布色情、暴力、反动的言论。
评价:
表情:
验证码:点击我更换图片