信贷基本词汇英汉对照4_专业词汇

信贷基本词汇英汉对照4

文章来源：文章作者：发布时间：2008-01-31 06:31 字体： [大中小]　进入论坛

(单词翻译:双击或拖选)

High credit quality 高信贷质量
High credit risks 高信贷风险
High default risk 高违约风险
High interest rates 高利率
High risk regions 高风险区域
Highly speculative¹ 高度投机
High-risk loan 高风险贷款
High-value loan 高价值贷款
Historical accounting² 历史会计处理
Historical cost 历史成本

IAS 国际会计准则
IASC 国际会计准则委员会
IBTT 息税前利润
ICE 优质贷款原则
Idealliquidity ratios 理想的流动性比率
Implied debt rating 隐含债务评级
Importance of credit control 信贷控制的重要性
Improved products 改进的产品 I
Improving reported asset values 改善资产账面价值
In house assessment³ 内部评估
In house credit analysis 内部信用分析
In house credit assessments⁴ 内部信用评估
In house credit ratings 内部信用评级
Income bonds 收入债券
Income statement 损益表
Increasing profits 提高利润
Increasing reported profits 提高账面利润
Indemnity⁵ clause 赔偿条款
Indicators⁶ of credit deterioration⁷ 信用恶化征兆
Indirect loss 间接损失
Individual credit transactions 个人信用交易
Individual rating 个体评级
Industrial reports 行业报告
Industrial unrest 行业动荡
Industry limit 行业限额
Industry risk 行业风险
Industry risk analysis 行业风险分析
Inflow 现金流入
Information in financial statements 财务报表中的信息
In-house credit ratings 内部信用评级
Initial payment 初始支付
Insolvencies 破产
Institutional investors⁸ 机构投资者
Insured debt 投保债务
Intangible fixed⁹ asset 无形固定资产
Inter-company comparisons 企业间比较
Inter-company loans 企业间借款
Interest 利息
Interest cost 利息成本
Interest cover ratio 利息保障倍数
Interest cover test 利息保障倍数测试
Interest holiday 免息期
Interest payments 利息支付
Interest rates 利率
Interim¹⁰ statements 中报(中期报表)
Internal assessment methods 内部评估方法
Internal financing ratio 内部融资率
Internal Revenue Service 美国国税局
International Accounting Standards Committee 国际会计准则委员会
International Accounting Standards(IAS) 国际会计准则
International Chamber¹¹ of Commerce 国际商会
International credit ratings 国际信用评级
International Factoring Association 国际代理商协会
International settlements 国际结算
Inventory¹² 存货
Inverse¹³ of current ratio 反转流动比率
Investment analysts¹⁴ 投资分析人员
Investment policy 投资政策
Investment risk 投资风险
Investment spending 投资支出
Invoice¹⁵ discounting 发票贴现
Issue of bonds 债券的发行
Issued debt capital 发行债务资本
Junk bond status 垃圾债券状况
Just-in-time system(JIT) 适时系统

Key cash flow ratios 主要现金流量指标

Labor¹⁶ unrest 劳动力市场动荡
Large．scale borrower 大额借贷者
Legal guarantee 法律担保
Legal insolvency 法律破产
Lending agreements 贷款合约
Lending covenants 贷款保证契约
Lending decisions 贷款决策
Lending proposals 贷款申请
Lending proposition 贷款申请
Lending transactions 贷款交易
Letters of credit 信用证
Leverage 财务杠杆率
LIBOR 伦敦同业拆借利率
Lien 留置
Liquid assets 速动资产
Liquidation 清算
Liquidation expenses 清算费
Liquidity 流动性
Liquidity and working capital 流动性与营运资金
Liquidity ratios 流动比率
Liquidity run 流动性危机
Liquidity shortage 流动性短缺
Loan covenants 贷款合约
Loan guarantees 贷款担保
Loan principal 贷款本金
Loan principal repayments 贷款本金偿还
Loan review 贷款审查
London Inter-bank Offered Rate 伦敦同业拆借利率
Long’term debt 长期负债
Long-term funding 长期融资
Long-term risk 长期风险

点击

收听单词发音

1 speculative
adj.思索性的，暝想性的，推理的
参考例句：
Much of our information is speculative.我们的许多信息是带推测性的。 The report is highly speculative and should be ignored.那个报道推测的成分很大，不应理会。

2 accounting
n.会计，会计学，借贷对照表
参考例句：
A job fell vacant in the accounting department.财会部出现了一个空缺。 There's an accounting error in this entry.这笔账目里有差错。

3 assessment
n.评价；评估；对财产的估价，被估定的金额
参考例句：
This is a very perceptive assessment of the situation.这是一个对该情况的极富洞察力的评价。 What is your assessment of the situation?你对时局的看法如何？

4 assessments
n.评估( assessment的名词复数 )；评价；（应偿付金额的）估定；（为征税对财产所作的）估价
参考例句：
He was shrewd in his personal assessments. 他总能对人作出精明的评价。来自《简明英汉词典》 Surveys show about two-thirds use such assessments, while half employ personality tests. 调查表明，约有三分之二的公司采用了这种测评；而一半的公司则采用工作人员个人品质测试。来自百科语句

5 indemnity
n.赔偿，赔款，补偿金
参考例句：
They paid an indemnity to the victim after the accident.他们在事故后向受害者付了赔偿金。 Under this treaty,they were to pay an indemnity for five million dollars.根据这项条约，他们应赔款500万美元。

6 indicators
（仪器上显示温度、压力、耗油量等的）指针( indicator的名词复数 )；指示物；（车辆上的）转弯指示灯；指示信号
参考例句：
The economic indicators are better than expected. 经济指标比预期的好。 It is still difficult to develop indicators for many concepts used in social science. 为社会科学领域的许多概念确立一个指标仍然很难。

7 deterioration
n.退化；恶化；变坏
参考例句：
Mental and physical deterioration both occur naturally with age. 随着年龄的增长，心智和体力自然衰退。 The car's bodywork was already showing signs of deterioration. 这辆车的车身已经显示出了劣化迹象。

8 investors
n.投资者，出资者( investor的名词复数 )
参考例句：
a con man who bilked investors out of millions of dollars 诈取投资者几百万元的骗子 a cash bonanza for investors 投资者的赚钱机会

9 fixed
adj.固定的，不变的，准备好的；(计算机)固定的
参考例句：
Have you two fixed on a date for the wedding yet?你们俩选定婚期了吗？ Once the aim is fixed,we should not change it arbitrarily.目标一旦确定，我们就不应该随意改变。

10 interim
adj.暂时的，临时的；n.间歇，过渡期间
参考例句：
The government is taking interim measures to help those in immediate need.政府正在采取临时措施帮助那些有立即需要的人。 It may turn out to be an interim technology.这可能只是个过渡技术。

11 chamber
n.房间，寝室；会议厅；议院；会所
参考例句：
For many,the dentist's surgery remains a torture chamber.对许多人来说，牙医的治疗室一直是间受刑室。 The chamber was ablaze with light.会议厅里灯火辉煌。

12 inventory
n.详细目录，存货清单
参考例句：
Some stores inventory their stock once a week.有些商店每周清点存货一次。 We will need to call on our supplier to get more inventory.我们必须请供应商送来更多存货。

13 inverse
adj.相反的，倒转的，反转的；n.相反之物；v.倒转
参考例句：
Evil is the inverse of good.恶是善的反面。 When the direct approach failed he tried the inverse.当直接方法失败时，他尝试相反的做法。

14 analysts
分析家，化验员( analyst的名词复数 )
参考例句：
City analysts forecast huge profits this year. 伦敦金融分析家预测今年的利润非常丰厚。 I was impressed by the high calibre of the researchers and analysts. 研究人员和分析人员的高素质给我留下了深刻印象。

15 invoice
vt.开发票；n.发票，装货清单
参考例句：
The seller has to issue a tax invoice.销售者必须开具税务发票。 We will then send you an invoice for the total course fees.然后我们会把全部课程费用的发票寄给你。

16 labor
n.劳动，努力，工作，劳工；分娩；vi.劳动，努力，苦干；vt.详细分析；麻烦
参考例句：
We are never late in satisfying him for his labor.我们从不延误付给他劳动报酬。 He was completely spent after two weeks of hard labor.艰苦劳动两周后，他已经疲惫不堪了。

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