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Chinanews, Beijing, Apr. 13 – Most Chinese like to deposit a certain amount of money in banks every month to save for their retired1 life in future. On Wednesday, a global report on people's retired life was issued. According to this report, many Chinese start to deposit some money into their bank accounts at the age of 32. Most working people save an average of 625 yuan per person per month to prepare for future life, the Beijing-based Star daily reported.
In the past, many old people in China lived mainly on the social pension fund. 75% of the working people and 90% of the retired people in the report still hold that social pension fund is a reliable financial source for their retired life. However, the report also shows that while many working people are paying for their social security fund, they also start to make personal savings2 to prepare for their old-age life and actually, people who make such plans have tended to be younger in age. The report shows that one-third of the working people averaging 37 in age have started to make preparations for their future life now. On the other hand, among the retires, the average age for them to consider such question was 47. Although 625 yuan doesn't seem very large in developed countries, it should be noted3 that currently, most retired workers receive an average of 966 yuan as their pension. So the savings figure of 625 yuan already equals to 60% of the current pension level, the report says.
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