Small and medium-sized Chinese enterprises faced with financing problems_财经新闻

Small and medium-sized Chinese enterprises faced with financing problems

文章来源：文章作者：发布时间：2007-11-29 08:04 字体： [大中小]　进入论坛

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Chinanews, Beijing, November 29 – Standard Chartered and the Chinese Academy of Social Sciences have jointly¹ conducted a research on small and medium-sized enterprises in China, finding that 90% of them have problems in financing. Researchers believe that the lack of financing knowledge and their weak credit should be blamed for this.

Most small and medium-sized enterprises in China don’t know much about financing procedures. 80% of them even don’t know the procedure of getting bank loan permission, although nearly all of them will first think of bank loans if they are in need of financing.

97% of such enterprises have failed to get loans from banks as they can’t hand in proper pledge of assets or find a qualified² guarantor.

Chinese small and medium-sized enterprises are also blamed for poor credit, for some of them have deceived banks into granting them loans or tried to avoid debt by malicious³ bankruptcy⁴.

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收听单词发音

1 jointly
ad.联合地，共同地
参考例句：
Tenants are jointly and severally liable for payment of the rent. 租金由承租人共同且分别承担。 She owns the house jointly with her husband. 她和丈夫共同拥有这所房子。

2 qualified
adj.合格的，有资格的，胜任的，有限制的
参考例句：
He is qualified as a complete man of letters.他有资格当真正的文学家。 We must note that we still lack qualified specialists.我们必须看到我们还缺乏有资质的专家。

3 malicious
adj.有恶意的，心怀恶意的
参考例句：
You ought to kick back at such malicious slander. 你应当反击这种恶毒的污蔑。 Their talk was slightly malicious.他们的谈话有点儿心怀不轨。

4 bankruptcy
n.破产；无偿付能力
参考例句：
You will have to pull in if you want to escape bankruptcy.如果你想避免破产，就必须节省开支。 His firm is just on thin ice of bankruptcy.他的商号正面临破产的危险。

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