New postal savings bank gets approval |
文章来源： 文章作者： 发布时间：2007-01-04 01:09 字体： [ 大 中 小] 进入论坛 |
(单词翻译:双击或拖选)
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| Jan.3 - China's banking1 regulator has formally approved the launch of the postal2 savings3 bank, setting a new stage in the development of the country's postal savings services.
The launch of the bank is also an important achievement in China's reform of its banking sector4, the China Banking Regulatory Commission (CBRC) said in a statement on Sunday.
The CBRC said the bank would be wholly owned by the China Post Group, a $10 billion stand alone company, recently formed out of the State Post Bureau.
The establishment of the bank is part of the government's efforts to develop the rural economy as most of the postal savings outlets5 are in the rural areas, industry experts said.
"China Postal Savings Bank will focus on developing retail6 and intermediary businesses, to offer basic financial services for residents in urban and vast rural areas," the CBRC said. "It will form sound, complementary relations with other commercial banks to contribute to the development of the new countryside."
According to the CBRC, the bank, after its opening, will set up a department specially7 for rural financial services, to further improve its network and services to farmers, and the agricultural sector.
The bank will strengthen its co-operation with policy banks and the rural credit co-operatives to improve the coverage8 and quality of rural finance, the CBRC said.
The banking regulator set up a new department in April last year to oversee9 the postal savings services and the country's three policy banks.
The CBRC did not reveal financial details of the new bank in its statement
China Post started its postal savings services in 1986 with the establishment of the China Post Savings and Remittance10 Bureau. But it could only accept deposits from the public and not offer loans.
By the end of 2005, it had a deposit balance of 1.3 trillion yuan ($166 billion), accounting11 for nearly 10 percent of China's household savings and making it the fifth largest savings institution after the big four State-owned banks.
In 2005, it had more than 36,000 outlets across the country. In preparation for the creation, China Post began to expand its services last year with the setting up of a pilot program in several provinces offering small-scale loans.
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点击  收听单词发音
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1
banking
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| n.银行业，银行学，金融业 |
参考例句： |
- John is launching his son on a career in banking.约翰打算让儿子在银行界谋一个新职位。
- He possesses an extensive knowledge of banking.他具有广博的银行业务知识。
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2
postal
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| adj.邮政的，邮局的 |
参考例句： |
- A postal network now covers the whole country.邮路遍及全国。
- Remember to use postal code.勿忘使用邮政编码。
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3
savings
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| n.存款，储蓄 |
参考例句： |
- I can't afford the vacation,for it would eat up my savings.我度不起假，那样会把我的积蓄用光的。
- By this time he had used up all his savings.到这时，他的存款已全部用完。
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4
sector
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| n.部门，部分；防御地段，防区；扇形 |
参考例句： |
- The export sector will aid the economic recovery. 出口产业将促进经济复苏。
- The enemy have attacked the British sector.敌人已进攻英国防区。
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5
outlets
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| n.出口( outlet的名词复数 )；经销店；插座；廉价经销店 |
参考例句： |
- The dumping of foreign cotton blocked outlets for locally grown cotton. 外国棉花的倾销阻滞了当地生产的棉花的销路。 来自《简明英汉词典》
- They must find outlets for their products. 他们必须为自己的产品寻找出路。 来自《现代汉英综合大词典》
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6
retail
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| v./n.零售；adv.以零售价格 |
参考例句： |
- In this shop they retail tobacco and sweets.这家铺子零售香烟和糖果。
- These shoes retail at 10 yuan a pair.这些鞋子零卖10元一双。
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7
specially
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| adv.特定地；特殊地；明确地 |
参考例句： |
- They are specially packaged so that they stack easily.它们经过特别包装以便于堆放。
- The machine was designed specially for demolishing old buildings.这种机器是专为拆毁旧楼房而设计的。
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8
coverage
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| n.报导，保险范围，保险额，范围，覆盖 |
参考例句： |
- There's little coverage of foreign news in the newspaper.报纸上几乎没有国外新闻报道。
- This is an insurance policy with extensive coverage.这是一项承保范围广泛的保险。
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9
oversee
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| vt.监督，管理 |
参考例句： |
- Soldiers oversee the food handouts.士兵们看管着救济食品。
- Use a surveyor or architect to oversee and inspect the different stages of the work.请一位房产检视员或建筑师来监督并检查不同阶段的工作。
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10
remittance
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| n.汇款，寄款，汇兑 |
参考例句： |
- Your last month's salary will be paid by remittance.最后一个月的薪水将通过汇寄的方式付给你。
- A prompt remittance would be appreciated.速寄汇款不胜感激。
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11
accounting
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| n.会计，会计学，借贷对照表 |
参考例句： |
- A job fell vacant in the accounting department.财会部出现了一个空缺。
- There's an accounting error in this entry.这笔账目里有差错。
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